Spring break chaos + wild weather + TSA staffing shortages = travel days not so smooth lately 😵💫🥴😵💫
But here’s the hack most people sleep on 👇 The right travel card can completely change your airport experience.
✔️ TSA PreCheck = skip the long lines ✔️ Lounge access = calm, comfy, and FREE snacks/drinks
Trust me… these two perks alone make flying 10x smoother 🙌
Comment “TSA” and I’ll send you my full guide to stress-free travel days ✈️💼
How to Survive Travel Chaos (and Actually Enjoy the Airport)
Between spring break crowds, unpredictable weather, and TSA staffing shortages, flying lately can feel like a full-contact sport. Long lines, delays, and packed terminals are becoming the norm—but your travel experience doesn’t have to match the chaos.
The difference? Using the right credit card benefits strategically.
The Two Benefits That Change Everything
If you do nothing else, prioritize these:
1. TSA PreCheck (or Global Entry)
This is your fast pass through security.
Shorter lines
Keep shoes, belt, and laptop in your bag
Typically saves 20–40+ minutes
When airports are overwhelmed, this is the single biggest time-saver.
2. Airport Lounge Access
This is the upgrade most people underestimate.
Instead of fighting for a seat at a crowded gate, you get:
Quiet, clean space to relax
Free food and drinks
Wi-Fi and charging stations
A much calmer environment during delays
When flights get pushed back, lounge access goes from “nice to have” to essential.
The Card I Use: Venture X
Venture X + Priority Pass
To really level up your travel setup, I also recommend the Capital One Venture X.
What makes Venture X so powerful:
✔️ Includes Priority Pass membership
✔️ Access to 1,300+ lounges worldwide
✔️ TSA PreCheck / Global Entry credit
✔️ Capital One lounge access (at select airports)
Why Priority Pass is clutch
It gives you:
Access to lounges across different airlines and airports
Options internationally and domestically
A backup plan when your primary lounge isn’t available
So you want to start earning free flights, hotel stays, and finally take that dream trip with your family?
I love it. You’re in the right place.
But before you start applying for every shiny credit card you see online… let’s slow down.
At Get Them Points, we play this game smart. And there are three rules you absolutely need to understand before diving in.
Because done right? This strategy can help everyday families travel more than they ever thought possible.
Done wrong? It can cost you money and add stress.
Let’s do it right.
My family taking a cooking class in Italy. All thanks to points & miles.
Rule #1: If You Don’t Pay Your Credit Cards Off in Full — This Is Not for You
I’m going to say this with love.
If you carry a balance month to month… the points and miles game is not for you (yet).
This strategy only works if:
You pay your credit cards off in full
Every. Single. Month.
On time.
Interest cancels out any value you gain from points. Period.
The magic of this strategy is earning large welcome bonuses — not paying interest.
Here’s what most people don’t realize:
👉 When done correctly, earning credit card welcome bonuses can actually increase your credit score.
Why?
More available credit lowers your utilization ratio.
On-time payments build strong payment history.
Responsible usage shows lenders you can manage credit.
My husband and I both have 800+ credit scores, and they’ve actually gone up since we started strategically earning points.
But that only happens because we treat our credit cards like debit cards — we never spend money we don’t already have.
If you’ve mastered that habit? You’re ready.
Rule #2: Space Out Your Applications (30–90 Days Apart)
This is not a sprint. It’s a long-term family travel strategy.
Banks don’t love seeing multiple credit inquiries all at once. A bunch of applications in a short period can:
Lower approval odds
Trigger denials
Slow your momentum
Instead, space your applications 30–90 days apart.
Points and miles isn’t about grabbing one bonus. It’s about building a plan that helps you:
Visit grandparents more often
Take that Europe trip you’ve been dreaming about
Book spring break without draining your savings
Slow and strategic always wins.
Rule #3: Understand the Chase 5/24 Rule
Before you apply for anything, you need to understand one of the most important rules in this game:
The Chase Bank 5/24 rule.
Here’s what it means:
If you have opened 5 or more personal credit cards (from any bank) in the past 24 months, Chase will likely deny you for most of their cards.
And Chase offers some of the most valuable beginner-friendly travel cards.
So if you’re just getting started, it’s often smart to:
Start with Chase cards
Be intentional about what counts toward 5/24
Keep track of your applications
I recommend using the Travel Freely appto track your 5/24 status. It’s free and makes it easy to stay organized.
We’ll talk about business cards soon (because they can be a powerful part of your strategy and change how 5/24 impacts you), but for now — focus on understanding your personal card count.
Final Thoughts: This Is for Real Families
The points and miles world can feel overwhelming at first.
But if you follow these three rules:
Pay your cards off in full.
Space out applications.
Respect 5/24.
You’re already ahead of most beginners.
If you are ready to get started, we recommend starting with this card so you can:
Say yes to trips
Show your kids the world
Create memories without wrecking your finances
You don’t need to open five cards tomorrow.
You just need to start smart.
And once you do? Travel starts to feel a whole lot more possible.
The Florida Keys aren’t about flashy resorts or powdery Caribbean beaches. They’re about laid-back island vibes, world-class fishing, chill waterfront happy hours, fresh-off-the-boat seafood, and (in our opinion) the best damn Key Lime Colada you’ll ever taste.
Our favorite Key? Islamorada — the perfect mix of relaxed and lively.
How to Get There
You’ll definitely want to rent a car. The Overseas Highway drive is half the experience — ocean views on both sides, charming roadside stops, and bridges that feel like you’re floating over turquoise water.
Here’s a quick airport breakdown:
✈️ Fort Lauderdale-Hollywood International Airport (FLL)
About 1.5–2 hours to Islamorada (≈ 90 miles)
Often the best balance of flight prices and convenience
Easy rental car pickup
✈️ Miami International Airport (MIA)
About 1.5 hours to Islamorada (≈ 80 miles)
Great flight availability
Slightly busier airport experience
✈️ Key West International Airport (EYW)
About 1.5 hours south of Islamorada (≈ 80 miles)
Smaller, easy airport
Often higher airfare
No matter which airport you choose, the scenic drive down the Overseas Highway sets the tone for your trip.
What the Keys Are Known For
🎣 World-class fishing (Islamorada is the “Sportfishing Capital of the World”)
🦞 Incredible fresh seafood
🍹 Waterfront happy hours
🌅Unreal sunsets
🏝 Island vibes — not manicured Caribbean beaches
You won’t find long stretches of white sandy beach here. What you will find are tiki bars, boat days, live music, and a pace that forces you to slow down.
Where to Stay
Sunset Inn
We’ve stayed here for the past six years, and it holds so many family memories.
Heated saltwater pool
Walkable to our favorite restaurants
Quiet, tropical courtyard feel
What we don’t love? The price jump — from around $200 a night to nearly $800 a night. No thanks.
La Jolla Resort
Next year we’re planning to stay next door here. It has a similar Old Florida charm with a great waterfront location.
Vacation Rental
A great option for families who want space + a kitchen
Where to Eat & Drink
We plan our Keys trips around food.
My favorite drink
🐟 The Fish House
A must-stop in Key Largo on the drive down. Fresh fish, casual vibes, and the perfect way to kick off vacation mode.
🍹 Lorelei Restaurant & Cabana Bar
Our #1 spot.
Amazing happy hour
Live music
Sunset views
Magician Michael Trixx (our kids LOVE him)
And the best Key Lime Colada in the Keys
🌊 Lazy Days Restaurant
Great views. Great vibes. Fresh seafood right on the water.
🎣 Wahoo’s Bar & Grill
Perfect place to watch charter boats come in with the day’s catch.
🏝 Hideaway Cafe
Our favorite date-night spot. It’s in Marathon — and absolutely worth the drive.
A mother-and-son team runs this cozy little gem, and the food is truly incredible. It’s intimate, romantic, and feels like one of those “how did we find this place?” restaurants you never forget. If you’re looking for a special night out away from the tiki-bar scene, this is it.
Breweries to Check Out
Florida Keys Brewing Co.
Islamorada Beer Company
Local beer + island air = perfection.
Things To Do
🐬 Theater of the Sea
A family favorite. You can:
Swim with dolphins
Meet sea lions
Snorkel in a lagoon
Watch marine animal shows
🐚 The Shell Shack
Souvenir heaven for shell lovers.
🐟 Robbie’s of Islamorada
Feed the tarpon right off the dock — a total must-do.
☀️ Islamorada Sandbar
Boat day essential. Anchor up, float, relax.
Rent a boat
Book a snorkeling tour
Pull up to floating boat food trucks (!)
There’s nothing like standing in crystal-clear waist-deep water with music playing and boats all around you.
🏝 Bahia Honda State Park
If you’re looking for one of the most beautiful natural beaches in the Keys, this is it. Clear water, soft sand (by Keys standards!), and incredible views of the old railroad bridge.
🌊 Sombrero Beach
One of the best public beaches in the Middle Keys. Great for families, swimming, and sunset walks.
🌴 Founders Park Beach
A hidden gem in Islamorada. Calm water, picnic areas, and a great option if you want a laid-back beach day close to town.
🤿 History of Diving Museum
We finally visited this on our last trip — and it was so much cooler than we expected.
This museum houses one of the world’s largest collections of diving equipment and artifacts, showcasing the evolution of underwater exploration from ancient times to modern scuba. You’ll see:
Vintage dive helmets (including those massive old-school hard hats)
Early underwater gear and air systems
Rare artifacts and global diving history
Interactive exhibits that explain how diving technology evolved
It’s part museum, part educational experience, and surprisingly fascinating — even for kids. If you’ve ever snorkeled, scuba dived, or just love ocean history, this stop gives you a whole new appreciation for what it takes to explore beneath the surface.
Definitely worth an hour or two, especially if you want a break from the sun.
Final Thoughts
The Florida Keys aren’t about luxury. They’re about memories. Salt in your hair. Kids jumping in the pool. Live music at sunset. Fresh fish tacos. And one more Key Lime Colada before calling it a night.
If you love relaxed destinations with character, Islamorada will absolutely steal your heart.
Want More Trips Like This?
Follow me on Instagram @get_them_points to see more of our family adventures and learn how we travel for nearly free using points and miles.
Award travel looks complicated from the outside. But it really comes down to two simple steps:
1. Use your credit card like a debit card and earn points from the spending you already do.
2. Pick the right rewards card so one good signup bonus can cover a flight or hotel night.
That’s it.
That’s how I started — and it’s still how I book so much of my travel today.
This simple strategy makes travel more affordable and a lot more fun.
First — The Foundation Matters
Before we go any further:
You need good credit and you need to be able to pay your cards off in full every single month.
If you’re carrying balances or working on your credit score right now — that’s okay. Start there. Build that foundation first. This hobby only works if you’re not paying interest. Points are never worth going into debt for.
The Biggest Beginner Misconception
A lot of people think:
“I should just get the airline I fly most.” “I’ll get the hotel card for the hotel I like.”
And while those cards can make sense later…
If you only use one airline or one hotel card for everyday spending, it can take years to earn enough points for a free trip.
You might earn:
1–2 points per dollar
Slowly building toward a redemption
Meanwhile…
One strong signup bonus from a flexible travel card can earn you enough points for a free flight or hotel stay in just a few months.
That’s the difference.
Instead of slowly earning toward a trip over years, one strategic bonus can get you there much faster.
Why I Love Flexible Points
When you’re just getting started, I strongly recommend earning flexible points instead of locking yourself into one airline or hotel program.
Flexible points give you options.
You can:
Book travel through a bank portal
Transfer to airline partners
Transfer to hotel programs
Or redeem for simple travel purchases
That flexibility is everything when you’re new — and it protects you from being stuck with points you can’t use.
I also love theCapital One Venture X — and I actually think it’s a great early card to consider.
Yes, it has a higher annual fee.
But here’s what comes with it:
Large welcome bonus
Annual $300 travel credit
Anniversary bonus miles each year
Airport lounge access
Simple 2x earning on everything
Global Entry/TSA PreCheck credit
When you factor in the travel credit and anniversary miles, the annual fee can effectively offset itself if you travel even a little.
Another reason I often suggest getting it earlier rather than later: Capital One can be tougher with approvals. If it’s on your radar, it may make sense not to wait too long.
I don’t leave the house without my Venture X. This card has helped us score some seriously amazing redemptions, and it’s been a total keeper in our house — my husband has it too. When I say flexible miles are EVERYTHING in this hobby, I mean it.
For our family, this card has paid for flights, hotels, rental cars, and even luxury business class seats. It’s one of my go-to cards (along with the Chase Sapphire Preferred) when I’m helping someone get started with points and miles.
Today, let’s break down why the Capital One Venture X Rewards Credit Card is such a powerhouse — and why it might (or might not!) be right for you.
💳 The $300 Annual Travel Credit is Super Easy to Use
Every year you get $300 in travel credit when booking through Capital One Travel — and let me tell you, we use it every single year without even trying.
Here are a few ways we’ve used ours:
✈️ Flight from Seville to Mallorca 🚗 Rental car in Florida 🏨 Hotel in Detroit visiting family
That’s the beauty of this credit — it’s not complicated. You just book travel via the portal, and it applies automatically. Flights, hotels, rental cars… there are truly endless ways to use it.
Arriving in Mallorca Rental cars are one of the best ways to redeem the travel credit
🍽️ The Restaurant Reservation Hack
One of the most underrated perks? Venture X cardholders get access to special restaurant reservations in major cities through Capital One Dining.
That means those hard-to-get reservations suddenly become possible. If you love food or travel to big cities, this is SUCH a fun perk to use.
🛋️ Lounge Access
You get access to:
Capital One Lounges
Priority Pass lounges
While guest access has changed (it’s no longer as family-friendly as it once was), it’s still amazing when traveling solo — and yes, you can absolutely grab snacks or drinks to bring back to your crew.
Airport lounge access makes travel days feel so much smoother.
🌍 Global Entry / TSA PreCheck Credit
You’ll also get a credit for Global Entry or TSA PreCheck every four years. If you don’t already have it — this alone is worth it. Faster security, easier international arrivals… total game changer.
💰 2X on Every Purchase
This is huge.
You earn 2x miles on every single purchase, no bonus categories to track. Just swipe and earn. It makes this card incredibly simple to use daily.
For travel booked through Capital One Travel, you can earn even more on flights and hotels.
🎁 The Welcome Bonus (Yes, I Used Mine for Business Class!)
The current sign-up bonus is strong — and I just used ours to book some very special business class flights 🙌
Flexible miles are powerful because you can:
Transfer to airline partners
Book through the portal
Cover travel purchases with miles
Options = freedom.
Is This Card for Everyone?
Let’s be real — this card does have a $395 annual fee.
But between:
The $300 annual travel credit
10,000 bonus miles every anniversary
Lounge access
Global Entry credit
Strong earning rates
…I personally see the value every year.
That said, Capital One can be very finicky with approvals. You typically want an excellent credit score (generally 740+ recommended) before applying.
If you’re brand new to points and miles, the Chase Sapphire Preferred is often the easiest starter card. But if you can swing the annual fee and qualify, the Venture X is an incredible long-term card.
Why I Love Flexible Miles
Airline-specific cards can be great… but flexible miles? That’s where the magic happens.
Being able to transfer points where you need them — instead of being locked into one airline — is what allows for those amazing redemptions.
👉 Use my referral link to sign up and lock in the $50 bonus.
🔥 The Real Play: Turn That $50 Into Travel
Most people think Rakuten is just cash back.
But here’s where it gets powerful.
Instead of taking cash, you can earn points — specifically through Bilt Rewards.
And Bilt points transfer 1:1 to some incredible travel partners — including:
• World of Hyatt • American Airlines AAdvantage • Air Canada Aeroplan • Air France–KLM Flying Blue
Here’s the math:
$50 bonus = 5,000 points 5,000 Hyatt points = potentially a free night at a Category 1 Hyatt
Now we’re talking.
📝 How To Set This Up (Don’t Skip This Part)
Here’s exactly what to do:
Step 1: Open a Free Bilt Account
Bilt Rewards is the first loyalty program and co-brand credit card for renters, enabling the country’s 109 million renters to finally earn points on their largest monthly expense with no fees.
Sign up for a free Bilt Rewards account. It costs nothing to join.
👉 Important: Use the same email address you use for Rakuten.
If you’ve ever looked at flight prices for a family and thought, “How is this even possible?”—you’re not alone. Flights add up fast when you’re booking for kids, especially if you like to travel more than once a year.
That’s exactly why the Southwest Companion Pass has been an absolute game-changer for our family.
Flying over Turks and Caicos on one of our many Southwest flights
What Is the Southwest Companion Pass?
For the past two years, we’ve had two Companion Passes in our household—and it’s allowed us to fly our kids over and over again while paying only about $5 in taxes per flight. Yes, really. It’s allowed us to take our kids to Mexico and Florida multiple times as well the Dominican Republic, Turks and Caicos and so many more places.
In simple terms: When you earn a Southwest Companion Pass, you can choose one person to fly with you for free (plus taxes and fees) every time you fly Southwest—whether you pay with cash or points.
That means:
We book our flights using Southwest points
Our kids are added as companions
Their tickets cost around $5–$6 each way
No blackout dates. No complicated rules. It just works.
How We Actually Use the Companion Pass
This isn’t one of those “sounds good on paper” travel hacks—we use these passes constantly.
On average, we use our Companion Passes close to 10 times a year. Some of our favorite trips include:
Our annual family trip to the Florida Keys
Cancún, Mexico
Dominican Republic
Turks and Caicos
Because Southwest flies to so many popular vacation destinations, we’re able to plan trips around school breaks, long weekends, and random “let’s go somewhere warm” moments—without stressing about airfare costs for the kids.
Why This Works So Well for Families
The real magic happens when you combine:
Southwest points for your ticket
Companion Pass for your child (or spouse, parent, friend—your choice)
Instead of paying hundreds (or thousands) for flights, we’re paying:
Points we earned from credit card bonuses and everyday spending
About $5 in taxes per companion flight
That’s it.
If you live near a Southwest hub, this strategy is even more powerful. More nonstop routes, better schedules, and more flexibility when plans change (Southwest’s no change fees is a huge bonus for families).
(I always recommend applying when the bonus is high, especially if your goal is the Companion Pass.)
Is the Southwest Companion Pass Worth It?
For us? 1000% yes.
If you:
Travel with kids
Live near a Southwest hub
Want to take multiple trips per year without paying full airfare
…this is one of the most valuable travel perks out there.
We’ve made memories in the Florida Keys, explored beautiful beaches in Mexico and the Caribbean, and said “yes” to trips we probably would’ve skipped if we had to pay full price for everyone.
Final Thoughts
I’m all about travel that feels doable, not stressful—and the Southwest Companion Pass has made that possible for our family in a huge way.
If you’re even thinking about traveling more with your kids, I highly recommend looking into this offer while it’s available.
It would mean so much if you use my link when applying.
Starting your points & miles journey can feel overwhelming… but it doesn’t have to. Two of the most highly-recommended travel cards for beginners and intermediate travelers are Capital One Venture X and Chase Sapphire Preferred. Let’s break down what you actually get from each — so you can choose the best one for your travel goals.
Pre flight cocktails at our home lounge. We enjoy free access with our Capital One Venture X cards.
✨ Capital One Venture X — Premium for Big Travelers
💰 Welcome Bonus Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.
🛫 Reward Rates 10x miles on hotels & rental cars booked through Capital One Travel 5x miles on flights booked through Capital One Travel 2x miles on all other purchases — every day.
🌍 Perks & Credits
$300 Capital One Travel credit each year you renew the card — automatically applied when you book through Capital One Travel.
10,000 bonus miles every account anniversary (worth ~$100). Airport lounge access — includes Capital One lounges + Priority Pass lounges. Global Entry/TSA PreCheck credit.
Elite status credits with car rental partners like Hertz President’s Circle + automatic benefits with Avis/National/Silvercar.
Travel insurance & protections — trip delay/interruption, baggage delay, rental car coverage, etc.
💭 Who Should Consider This Card? Venture X is perfect if you travel frequently, want premium travel perks, lounge access, and faster earning rates when booking through a portal — and don’t mind a higher annual fee for value that pays for itself. 💎
Chase Sapphire Preferred — Best Beginner Travel Card
💵 Welcome Bonus Earn 75,000 bonus points after spending $5,000 in the first 3 months. Chase points are known for their flexibility and high transfer value to airline and hotel partners, which means your bonus can go much further than just booking through the portal.
🎯 Reward Rates 5x points on travel purchased through Chase Travel℠. 3x points on dining (including delivery & takeout). 2x points on other travel purchases. 1x point on all other purchases.
🌟 Perks & Benefits
10% Anniversary Points Bonus — earn extra points each year based on your spending.
Up to $50 annual hotel credit when booked through Chase Travel℠.
Travel protections — trip cancellation/interruption insurance, baggage delay, travel & emergency assistance. No foreign transaction fees — great for international travel.
💭 Who Should Consider This Card? Chase Sapphire Preferred is ideal if you’re just getting started with travel rewards, want flexible points you can transfer to airline and hotel partners, and prefer a lower annual fee while still unlocking valuable travel benefits.
🤔 Which One Should YOU Pick?
🔹 Want premium perks & lounge access? Go with Venture X.
🔹 Just starting points & miles and want flexibility? Chase Sapphire Preferred is a great first card.
🔹 Can you have both? Absolutely! Many seasoned travelers hold both because they play different roles in a travel wallet.
💡 Pro tip: Always pay off your balance each month — it keeps your credit healthy and makes this points game way more rewarding. Want help on how to redeem each card’s points for free trips? Just tell me where you want to go next! 🌍✨
My family and I took an epic trip to Spain last summer, and this stay is one of my favorite examples of why I love points and miles.
We booked an almost $3,000 hotel stay for FREE.
When we walked into our room at the Hyatt Centric in Madrid, the kids’ jaws dropped — and honestly, so did ours. We were upgraded to a spacious suite with two beds, two bathrooms, and a beautiful view of the city. It felt luxurious, comfortable, and like the perfect way to kick off our Spain adventure.
What made it even better? This hotel regularly costs close to $1,000 per night during peak season. Paying cash would have been painful — but we didn’t pay that.
Instead, we transferred our credit card points to Hyatt and booked the room for 42,000 points per night. No cash out of pocket. No complicated tricks. Just knowing how to use points the right way.
This is exactly why I’m so passionate about teaching points and miles. Trips like this feel out of reach for so many families, but with the right starter strategy, they’re completely doable.
If you’re ready to get started, I recommend beginning with my favorite beginner-friendly credit card — it’s the same type of card that helped make trips like this possible for us.
I started learning about points and miles because I wanted to travel more — not just once-in-a-lifetime trips, but the kind of travel that becomes part of real life. Trips as a family, weekends away as a couple, adventures with friends, and yes… even the occasional glorious solo trip.
Like a lot of families, travel felt expensive and overwhelming at first. Flights, hotels, logistics — it all adds up quickly. So I dove into points and miles, learned the systems, made some mistakes, figured out what actually works, and slowly started turning everyday spending into meaningful trips.
I’m the one who handles the credit cards, redemptions, and planning so my family can simply enjoy the experience. The photo above is from our last big trip to Spain — a trip that felt huge when we first dreamed about it, but became completely doable with points.
This blog is where I share what I’ve learned along the way, without the jargon or gatekeeping. Here you’ll find:
💳 beginner-friendly points and miles tips
✈️ travel inspiration you can actually use
👶 honest, real-life family travel (the good, the chaotic, and everything in between)
If you’ve ever thought travel like this was out of reach, or you don’t know where to start with points, you’re in the right place. I’m glad you’re here.
Follow along on IG at @getthempoints and get ready to stop dreaming and start traveling!