Latest Posts
  • How to Earn 10x Chase Points with Paze

    I’ll be honest — when I first saw “Paze” pop up on the Chase app, I scrolled right past it.

    Then I looked at the merchant list and thought: I don’t really shop at any of these places. Nothing that exciting.

    But then I dug in and had a “ohhhh” moment — and it came from one specific use case I almost missed entirely: gift cards.

    Through NewEgg (one of the Paze-eligible merchants), you can buy gift cards and check out with Paze. Every gift card you were going to buy anyway? Now earning 10x Chase points.

    That reframe changed everything. This promo went from “meh” to “actually, I need to set this up right now.”

    Here’s what it is, how to set it up, and exactly what I’m doing with it.


    What Is Paze?

    Paze is a digital checkout system — think PayPal or Google Pay, but built by the major banks. You link your eligible Chase credit card to Paze, then use it as the payment method at participating merchants.

    The charge posts to your credit card normally with the merchant’s name. The difference is Chase sees you checked out through Paze — and right now, they’re rewarding that with serious bonus points.


    The Promo: 10x Extra Points Through December 31, 2026

    • Extra 10x points per dollar on top of your normal earning rate
    • Cap: $1,500 in spending per month — up to 15,000 bonus points monthly
    • Valid through December 31, 2026
    • Bonus points post within 8 weeks of the transaction
    • Authorized user accounts are not eligible

    These are bonus points on top of what your card already earns. So if your Sapphire Preferred earns 3x on dining, you’d earn 3x + 10x = 13x total at a Paze-eligible restaurant.


    Which Chase Cards Are Eligible?

    Chase Freedom Cards:

    • Chase Freedom Flex®
    • Chase Freedom Unlimited®
    • Chase Freedom®

    Chase Sapphire Cards:

    • Chase Sapphire Preferred® Card
    • Chase Sapphire Reserve®

    Eligible United Cards:

    • United Gateway℠ Card
    • United℠ Explorer Card
    • United Quest℠ Card
    • United Club℠ Card
    • United MileagePlus® Awards Card
    • United MileagePlus® Select Card
    • United℠ Presidential Plus℠ Card

    United cards have a slightly higher cap — up to 20,000 bonus miles during the promotion.


    How to Check if Your Card Is Eligible

    Before setting anything up, confirm your card is in the promo:

    1. Open the Chase app or go to chase.com
    2. Click on your card
    3. Go to the Benefits section
    4. Look for “Boost your points” — Paze should appear there if you’re eligible

    How to Set Up Paze

    Step 1: Log into your Chase account

    App or website both work.

    Step 2: Select an eligible card

    Step 3: Go to Digital Wallets

    On the website: Click your card → More → Account Services → Manage Digital Wallets

    In the app: Click your card → Manage Account → Digital Wallets

    Screenshot

    Step 4: Select Paze and verify your identity

    You’ll get a text or call with a code, then submit an ID scan. Takes a few minutes but it’s a one-time thing.

    Step 5: Link your card(s)

    Only Freedom, Sapphire, and United cards earn the 10x. If you want to use multiple cards, link each one separately.

    Step 6: You’re done

    If you don’t have a Paze account yet, you’ll be redirected to create one. After that, your cards are linked and ready to use.


    What I’m Actually Doing With This Promo

    Here’s my personal plan through December — nothing complicated, just purchases I was already going to make.

    🎁 Disney Gift Cards via NewEgg

    We have a Disney trip coming up and I was already going to load up on Disney gift cards to use in the parks. Buying them through NewEgg with Paze means I’m earning 10x+ on purchases I was making anyway. This is the move.

    🏡 Airbnb Gift Cards via NewEgg

    Same idea — I book Airbnbs regularly, and NewEgg sells Airbnb gift cards. Instead of paying directly on Airbnb with my normal card, I’m buying gift cards through NewEgg with Paze first, then applying them to bookings. More points for the same spend.

    ✈️ Booking a Domestic United Flight

    I have a United flight coming up and I’m paying cash for it. United is a Paze-eligible merchant, so I’ll check out with Paze on united.com and earn the 10x bonus on top of whatever my card normally earns on travel. One thing to note: this only works on cash bookings of direct United flights — not award taxes or partner flights.


    The Simple Takeaway

    The merchant list is still pretty small (~25 stores), but the gift card strategy opens it up significantly. If you can buy gift cards for places you already spend money — Disney, Airbnb, Amazon, restaurants — you’re earning 10x on purchases you were going to make regardless.

    Five minutes to set it up. One habit to check before buying a gift card. Worth it.

    New to Points and Miles?

    If you’re just getting started and the whole system still feels overwhelming — I made a free 5-step guide specifically for that moment. It covers where to begin, which card to get first, and how to start earning without overcomplicating it.

    Grab the free guide here

    Questions? Drop them in the comments or DM me on Instagram — I read every message.

    — Maggie | @the.traveling.tinsleys

  • Why I’m Still Getting the New Chase Sapphire Reserve — Even With the $795 Annual Fee

    When Chase announced the new $795 annual fee for the Chase Sapphire Reserve, the internet collectively lost its mind.

    And honestly? I get it.

    At first glance, $795 sounds wild for a credit card. But after looking closely at the benefits, I realized something important:

    For families who already travel, dine out, and use points strategically… this card can actually pay for itself fast.

    For our family, this is one of those rare cards where I know we’ll organically use the credits without changing our habits. 

    The Credits I’ll Actually Use

    $300 Annual Travel Credit

    This one is basically automatic for us.

    Flights, parking, hotels, rental cars, tolls — Chase applies the credit automatically to eligible travel purchases. Since we travel regularly as a family, I know we’ll burn through this almost immediately. 

    That immediately brings the “real” annual fee down to $495 in my mind.

    $300 OpenTable Dining Credit

    Chase now offers up to $300 annually toward Sapphire Reserve Exclusive Tables through OpenTable. 

    As parents who already love date nights when we travel, this feels incredibly usable for us — especially in cities we’re already visiting.

    Apple TV+ + Apple Music Included

    This benefit alone is valued at about $288 annually. 

    We already pay for Apple TV+ and Apple Music, so this is another “money I was already spending anyway” credit.

    So… Is the Fee Already Covered?

    For our family:

    • $300 travel credit
    • $300 dining credit
    • ~$288 Apple subscriptions

    That’s already $888 in value before even touching the other perks.

    And that doesn’t include:

    • $750 hotel credits
    • Airport lounge access
    • Priority Pass
    • TSA PreCheck/Global Entry credit
    • DoorDash credits + DashPass
    • Lyft credits
    • Hyatt transfer partners
    • Strong travel protections and insurance
    • The huge welcome bonus

    Why This Matters for Family Travel

    One of the reasons I love Chase points is the flexibility.

    We recently used Hyatt points for an incredible Costa Rica vacation that would’ve cost thousands out of pocket — exactly the kind of trip that reminds me why points matter so much for families.

    If you know how to maximize transfer partners like Hyatt, a strong welcome bonus alone can easily cover multiple nights at luxury resorts.

    And that’s where this card really shines.

    My Take

    This absolutely is not the right card for everyone and not for those new to the points game.

    But if you:

    • already spend on travel and dining,
    • value airport lounge access,
    • use streaming subscriptions,
    • and want to travel more as a family using points…

    …I actually think the new Sapphire Reserve is one of the most compelling premium travel cards out there right now.

    Ready to Apply?

    Use my link to apply

    New to Points & Miles?

    Grab my free beginner’s guide to learning points and miles for family travel

  • Sneaky Ways We Make Travel Happen — When Both of Us Work Full-Time

    How a corporate job, a full-time artist, two kids in public school, and one income still adds up to 8+ trips a year.

    The question I get the most isn’t where we travel. It’s how.

    “How do you guys do it? Like, really. With your jobs? With the kids in school?”

    I used to mumble something about being lucky. The truth is the opposite — luck has almost nothing to do with it. We’re not richer than you. We don’t have more flexibility at work. We’re not on vacation. We’re just stubborn about planning, and we’ve built a system that quietly turns the same calendar everyone else is staring at into 8+ family trips a year.

    I want to share that system today — every sneaky thing we do — because I am very tired of letting people assume travel is for other families. It is not. It is for you. You just need a strategy.

    Pull up the kids’ school calendar. Let’s go.


    The setup, so you know I’m not bluffing

    • Me: Full-time, corporate. Salaried with limited PTO.
    • Him: Full-time artist. Working from home, but truly working.
    • Kids: Two of them. Public school. Aged enough to be on a real school calendar with real attendance expectations.
    • Income: Mostly one. We live on it.
    • Travel: Two or three big trips a year. Six to seven smaller ones. Domestic, international, beach, city, road trip. The whole spectrum.

    I am writing this from the spreadsheet I open every January, the one I’ll open again next January, and the one I’m betting will hold up for the next ten years. The system works.

    Here’s what’s in it.


    The mindset shift: we’re not lucky. We’re strategic.

    This is the part most travel blogs skip, and it’s the most important part.

    Every family trip we take starts as a Google Doc. The school calendar is open in the next tab over. A points spreadsheet is open in another. Sometimes I have flight search engines open in three tabs at the same time and a notes app filling up with sweet-spot redemptions and award availability windows.

    It looks chaotic. It is not. It is a system, and the system is the whole reason we travel.

    If you take one thing from this post, take this: if it isn’t on the calendar, it doesn’t happen.

    The seven tactics below are how we make sure the calendar fills up — every year, without fail, without burnout.


    Tactic 1 — Every PTO day is on the calendar by January

    I get a fixed number of PTO days a year. (I’m not going to say how many, because it doesn’t matter — your number is your number, and the principle is the same.)

    The day I get them, I do something most working moms don’t:

    I block every single one of them on the calendar before the year starts.

    I don’t wait for permission. I don’t wait for a vacation idea. I don’t wait for someone else to plan something. I just put them on the calendar as placeholders, often pinned to a school break or a long weekend to extend it. Some are “TBD.” Some get firm destinations later. Most turn into trips by the end of the year.

    The mental shift: PTO isn’t a reward I earn through stress. It’s a tool I deploy through planning.


    Tactic 2 — Long weekends are trips, too

    The American school year averages 6–8 federal holidays. Then there are the random teacher workdays, MEA days, professional development half-days, and early-release Fridays that schools sneak in.

    If you add them up, you’ll find your kids have significantly more days off than you realize.

    Every single one of them becomes a long weekend. That’s the rule.

    A long weekend isn’t a “mini break” or a consolation prize — it’s a real trip. Three school days off plus one PTO day plus the weekend is a 5-night trip. We use a long weekend the way other families use a full week. The math works out beautifully, the school doesn’t penalize you, and you come back rested.

    Recent long-weekend trips that hit that formula: Las Vegas in early spring. Florida Keys in October. New Orleans in February. Charleston in November. None of them required taking the kids out of school.


    Tactic 3 — Friday-after-school is our departure time

    We live 20 minutes from the airport. This is one of the few things that’s actually lucky, but you can engineer something similar wherever you live.

    Here’s the routine: my kids walk out of school at 3pm. By 3:15, we’re in the car. Bags are pre-packed and sitting by the door — I packed Wednesday night. By 4:00, we’re checking in. By 6:00, we’re wheels up.

    By the time most families are sitting down to dinner on Friday, we’ve already started our trip.

    That single hack turns every weekend trip into a 3-night trip instead of a 2-night trip. Over a year, it adds weeks of vacation.

    The pre-pack is non-negotiable. I lay out outfits on Tuesday. I pack on Wednesday. By Thursday night, the bags are zipped and the boarding passes are saved to my wallet. The Friday departure only works if Friday morning is the same as any other morning.


    Tactic 4 — The school calendar is my trip planner

    The day my kids’ school calendar gets posted in August, I print it. Two copies. One goes on the fridge. One goes in my planner.

    I highlight every break. Every teacher workday. Every early release. Every long weekend. Then I overlay it with my work calendar and the year’s federal holidays.

    What I’m looking for: the natural pockets where one or two PTO days can stretch a school break into a real trip.

    This is also where I figure out when not to travel. Some weeks are too packed to leave. Other weeks (spring break in March, the week between Christmas and New Year’s) are obvious and I plan around them.

    By the end of August, I have a draft year of trip windows. By January, I’ve turned them into a calendar of confirmed bookings.

    I keep the school calendar visible all year. Every trip-planning decision starts there.


    Tactic 5 — We book a year in advance

    This sounds intense. It isn’t.

    Most airline award charts open 11–12 months before the flight date. Hotel award charts open even earlier. The best seats — lie-flat business class on the route you actually want, the all-inclusive resort during the week of spring break — get booked the same day they’re released.

    By the time most families start thinking about summer, ours is already locked in.

    A typical year’s booking timeline for us looks like:

    • January: Confirm spring break trip. Book flights + hotel on points.
    • March: Confirm summer big trip. Book flights + hotel on points. Start watching cash flight prices for any sales.
    • June: Confirm fall trip. Book.
    • August: Confirm Thanksgiving + winter break. Book.

    Then through the year, I’m watching every long-weekend window and dropping smaller trips into them as the cash and points line up.

    It’s not work, exactly. It’s more like a slow-drip hobby that pays off every couple of months in airline emails that say “you’re confirmed.”


    Tactic 6 — I search constantly, and I pivot when I find a deal

    This is the difference between a system that works and a system that just sits there.

    I have destinations in mind for the year, but they aren’t locked. If award availability for Italy suddenly opens at half the points of Greece, Italy moves up the list. If a points-friendly resort in Mexico drops by 30% on Hyatt’s chart, that’s where we’re going in March.

    I check things constantly — like, multiple times a week, often daily during big planning windows. Tools I rely on:

    • point.me (or Points Yeah) — cross-program flight award search.
    • Aeroplan’s award engine — for confirming Star Alliance seats actually exist before transferring points.
    • MaxMyPoint — for hotel award availability across Hyatt, Hilton, Marriott, IHG.
    • Doctor of Credit and Frequent Miler — for credit card sign-up bonus tracking.
    • The Hyatt category chart — bookmarked.

    The mindset is: I have a wish list, but I’m a deal-chaser. When the deal shows up, I take it. The trip we book is the trip the points wanted us to book.

    That’s how we ended up in Matera, Italy in 2022 — not on the original list, but the redemption was incredible and the destination ended up being one of the most special trips we’ve taken as a family.


    Tactic 7 — Points and miles do the heavy lifting

    I’m going to be honest with you: we travel this much because we are aggressive about points.

    We open the right credit cards (and pay them off in full every single month). We rotate through sign-up bonuses every 60–90 days, between me and my husband. We refer each other. We use shopping portals. We’re members of every loyalty program. We track everything in a spreadsheet.

    Every sign-up bonus, on average, is one big family trip. Two adults running the cycle thoughtfully means we’re earning enough points each year for international flights for four plus a week of hotel nights. Not theory — that is what is currently sitting in our accounts.

    I’m not going to bury the lead: we don’t trade money for travel. We trade time, planning, and points.

    If you have decent credit, no card debt, and the discipline to pay statements in full — you can do exactly what we do. I have a whole separate starter guide coming on this (the long version with the cards I’d open first, in what order, with referral links). For now, just know: this is the multiplier that takes 2-3 trips a year and stretches it into 8+.


    “But what about…”

    Three objections I hear constantly. Quick answers.

    “I can’t take time off work like that.”

    I’d push back on that. Most working parents have more flexibility than they think — they just don’t ask for it. PTO is yours. Long weekends are yours. Half-day Fridays exist at a lot of companies and almost nobody uses them. You don’t need a whole week off to travel. You need a thoughtful Friday and a Monday.

    “My kids are too young.”

    Travel with little kids is hard. Travel with little kids is also building family memory and a kid who is comfortable in airports, on planes, in unfamiliar places. Our kids are better travelers at 8 and 6 than most adults I know — because we started in toddlerhood. Easier trips for now, harder trips later, but you build the muscle the same way you build any other family habit.

    “We can’t afford this.”

    This is the one I want to address most carefully, because money is real and points-and-miles is not magic.

    What’s true: we don’t have unlimited disposable income. What’s also true: most of our trip costs are absorbed by points, sign-up bonuses, and credit card credits we’d qualify for anyway. The cash we spend on a trip is usually food, activities, and the occasional splurge — the kind of spending we’d be doing at home anyway, just in a more interesting setting.

    If you are in credit card debt, points-and-miles is not the move. Pay that off first. If you have decent credit and no revolving debt, the math changes completely. That’s the system.


    A real example, start to finish

    Want to see what this looks like in practice? Here’s a recent trip, soup to nuts.

    January: My school calendar shows MEA break in October (4 days off). I block it as a trip window and add it to the spreadsheet.

    February: I notice award availability opens for fall flights to a destination I’ve been wanting to try. I check point.me — the route prices out cheaper in points than I expected. I confirm seats are real in Aeroplan’s search.

    March: I transfer points from a flexible-points card to the airline. I book the flight. Total cost: $0 cash, just taxes.

    April: I check Hyatt’s chart for hotels at the destination. Award nights are wide open. I book 4 nights with my Hyatt points. Total cost: $0.

    August: School starts. I confirm the trip on the family calendar. Kids are excited.

    September: I pre-shop souvenirs, snacks, and packing list. The Wednesday before, I pack. The Friday of, school ends, we leave for the airport.

    October: We take a 5-night trip. Total cash outlay across the trip: a few hundred dollars of food and one rental car. No airline ticket spend. No hotel spend.

    I started the planning 8 months out. The booking part took about 90 minutes total, spread across the year.

    That’s the whole game.


    If we can do this, so can you

    This is the part I want to stay on.

    We are not a special family. We’re not richer than you. We are not luckier than you. We have the same number of hours in the day, the same number of weeks in a year, and the same Google Doc you have.

    What we have, that I want you to have, is the belief that this is figureoutable. The school calendar is figureoutable. The PTO calendar is figureoutable. The points are figureoutable. The Friday-after-school airport run is figureoutable.

    Build the system. Trust the system. The trips show up like compound interest.


    Your turn

    I want to hear from you. What’s the one sneaky thing you do to make travel happen? The hack that other moms in your life don’t realize you’re running? The little planning move that turns “we should travel more” into actual boarding passes?

    Drop it in the comments. I’m collecting a list, and I want it to be loud, honest, and useful.

    If you found this helpful, the best thing you can do is share it with a fellow mom who keeps saying she wishes her family traveled more. She doesn’t need permission. She needs a system.

    I’m cheering for you.

    — Maggie


    P.S. The Points + Miles Starter Guide is coming soon. If you want to be the first to know when it drops — including which cards I’d open first and in what order — make sure you’re following along on Instagram @thetravelingtinsleys or drop me your email.

  • A Paris Birthday Dream: How I Took My Daughter to France Using Points & Miles

    A Paris Birthday Dream: How I Took My Daughter to France Using Points & Miles

    There are moments in motherhood that feel like they belong in a storybook—the kind you wish you could bottle up forever. For me, one of those moments was watching my daughter turn ten… beneath the sparkling lights of Paris.

    And the best part? It was all made possible with points and miles.


    From Chicago to Paris in Business Class

    If you’ve ever thought international business class was out of reach, I’m here to tell you—it’s not.

    Using 70,000 points each, I booked us business class flights from Chicago to Paris using Aeroplan miles, flying Lufthansa. What could have been a long, exhausting journey turned into part of the adventure itself.

    And before we even boarded? The Polaris Lounge at O’Hare, which was AMAZING.


    ✨ Our Paris Home: A Room with an Eiffel Tower View

    We stayed four nights at the Hyatt Regency in Paris—and this is where the magic really settled in.

    An Eiffel Tower view.

    For 23,000 points a night. I transferred my Chase points to Hyatt.


    🥐 Wandering, Wondering, and Soaking It All In

    We didn’t over-plan. We let the city carry us.

    We saw the iconic sights, yes—but the real magic was in the in-between moments.

    This is what travel can be as a mom—not stressful, not overwhelming—but soft, joyful, and deeply connecting.


    ✈️ Flying back

    For our return, I used 30,000 KLM points each for a direct economy flight back home.

    Simple. Easy. Done.

    Because the truth is, not every part of the journey needs to be luxury. It’s about knowing where to use your points to create the most impact—and for us, the magic was in the journey there and the stay.



    🌺 Ready to Start Your Own Journey?

    If you’re curious about how to begin your own points and miles journey, I’ve got you. Start Earning flexible points (the key to make this work!). My favorite ones below.

    Chase Sapphire (A no brainer and my recommended starter card. Transfers to so many credit travel partners)

    Capital One Venture X (the annual fee pays for its self with a $300 travel credit and 10,000 miles each year. Plus free TSA Global Entry if you need it and lounge access)

    These are the exact tools I used to make this trip happen—and they can help you start creating your own unforgettable memories.


    Because one day, your child will look back and remember more than just a birthday.

    They’ll remember how it felt to explore the world with you.

    And that’s the kind of magic worth chasing. ✨

  • How We Booked a Dreamy Airbnb in Sámara, Costa Rica

    Our trip to Costa Rica was magical. I’m going to break down each part of our stay and how we used points and miles to make it happen.


    🌊 The Airbnb of my dreams

    First of all…this Airbnb was everything. Think: insane ocean views, a private pool, and the kind of peaceful jungle vibes that make you forget what day it is.

    It’s perched up on a hillside overlooking Sámara, and we were obsessed from the moment we walked in.

    Picking a mango from the tree the house was built around

    A quick heads up for families:
    This property is not designed for young kids. There’s a steep cliff, open spaces, and it’s definitely not kid-proof. If you’ve got older kids, you’ll be fine—but I’d be cautious with littles.

    That said, my kids still had the BEST time:

    • They lived in the pool
    • Loved the boogie boards provided
    • And were all about our daily golf cart rides down to the beach
    Not included with the house but Blazing buggys drops it off and picks it up
    Kids and adults never wanted to get out
    The kitchen opens up the backyard when all the doors are open. And against what I thought, there really weren’t any mosquitos
    Views are just ridiculous

    💳 How We Paid for It (Without Paying Full Price)

    Here’s where the magic happens.

    Option 1: Use a Travel Card to “Erase” the Cost

    We love using a card like the Capital One Venture X for Airbnb stays because you can:

    • Earn a big signup bonus
    • Then go back and erase travel purchases

    👉 Apply here.

    At current bonus levels, you can cover around $750 of your Airbnb stay just from the welcome bonus alone. That’s a huge chunk gone.


    Option 2: Our Favorite Hack (What We Actually Did)

    This is one of my favorite strategies for Airbnb stays 👇

    We used our Ink Cash card to:

    • Buy Airbnb gift cards at office supply stores
    • Earn 5x points on those purchases
    • Hit the signup bonus (currently 75,000 points)

    👉 Apply here and click down to Ink Cask

    Why this works so well:

    • You’re earning points fast
    • You can budget ahead of time by buying gift cards gradually
    • You’re essentially turning a big expense into a points-earning machine

    We used the signup bonus + points earned from gift cards to offset a big portion of this stay—and it made the whole trip feel way more doable.

    And if you think you don’t qualify for a business card, message me and I can share how you probably do. Sell things on FB marketplace? Have any side hustle no matter the size? You probably qualify. Have a larger business, then applying should be straight forward. Message me and I can walk you through the process.


    🌴 Final Thoughts (And the Airbnb Link 👀)

    We absolutely fell in love with Costa Rica. Sámara was the perfect mix of laid-back beach town + adventure, and this Airbnb made it unforgettable.

    Was it the most kid-friendly place ever? No.
    Would we stay there again in a heartbeat? 1000% yes.

    👉Book it here

    If you’ve been wanting to travel more with your kids, this is your sign—it is possible. You just need the right mix of planning, points, and a little creativity.


    Have questions about booking trips like this or using points for Airbnb stays? Send me a message—I’m always happy to help 💛

  • How to make travel days smoother

    Spring break chaos + wild weather + TSA staffing shortages = travel days not so smooth lately 😵‍💫🥴😵‍💫

    But here’s the hack most people sleep on 👇
    The right travel card can completely change your airport experience.

    ✔️ TSA PreCheck = skip the long lines
    ✔️ Lounge access = calm, comfy, and FREE snacks/drinks

    Trust me… these two perks alone make flying 10x smoother 🙌

    Comment “TSA” and I’ll send you my full guide to stress-free travel days ✈️💼

    How to Survive Travel Chaos (and Actually Enjoy the Airport)

    Between spring break crowds, unpredictable weather, and TSA staffing shortages, flying lately can feel like a full-contact sport. Long lines, delays, and packed terminals are becoming the norm—but your travel experience doesn’t have to match the chaos.

    The difference? Using the right credit card benefits strategically.

    The Two Benefits That Change Everything

    If you do nothing else, prioritize these:

    1. TSA PreCheck (or Global Entry)

    This is your fast pass through security.

    • Shorter lines
    • Keep shoes, belt, and laptop in your bag
    • Typically saves 20–40+ minutes

    When airports are overwhelmed, this is the single biggest time-saver.

    2. Airport Lounge Access

    This is the upgrade most people underestimate.

    Instead of fighting for a seat at a crowded gate, you get:

    • Quiet, clean space to relax
    • Free food and drinks
    • Wi-Fi and charging stations
    • A much calmer environment during delays

    When flights get pushed back, lounge access goes from “nice to have” to essential.

    The Card I Use: Venture X

    Venture X + Priority Pass

    To really level up your travel setup, I also recommend the Capital One Venture X.

    What makes Venture X so powerful:

    • ✔️ Includes Priority Pass membership
    • ✔️ Access to 1,300+ lounges worldwide
    • ✔️ TSA PreCheck / Global Entry credit
    • ✔️ Capital One lounge access (at select airports)

    Why Priority Pass is clutch

    It gives you:

    • Access to lounges across different airlines and airports
    • Options internationally and domestically
    • A backup plan when your primary lounge isn’t available

    👉 Apply for the Venture X here

    Pro Tips for Smoother Travel Days

    • Arrive earlier during peak seasons (spring break gets wild)
    • Enroll in TSA PreCheck ASAP
    • Check lounge access rules before arriving
    • Use lounges during delays—not just before boarding
    • Keep both physical and digital copies of your cards/memberships

    Want Help Picking the Right Card?

    If you’re not sure which card fits your travel style, I’ve got you.

    There are plenty of great options that include:

    • TSA PreCheck or Global Entry credits
    • Lounge access (Priority Pass, airline lounges, or both)

    👉 I’m happy to recommend the best cards based on your travel habits—just reach out or drop a comment and I’ll point you in the right direction.

  • The 3 Rules You Must Understand Before Starting the Points & Miles Game

    So you want to start earning free flights, hotel stays, and finally take that dream trip with your family?

    I love it. You’re in the right place.

    But before you start applying for every shiny credit card you see online… let’s slow down.

    At Get Them Points, we play this game smart. And there are three rules you absolutely need to understand before diving in.

    Because done right? This strategy can help everyday families travel more than they ever thought possible.

    Done wrong? It can cost you money and add stress.

    Let’s do it right.

    My family taking a cooking class in Italy. All thanks to points & miles.

    Rule #1: If You Don’t Pay Your Credit Cards Off in Full — This Is Not for You

    I’m going to say this with love.

    If you carry a balance month to month… the points and miles game is not for you (yet).

    This strategy only works if:

    • You pay your credit cards off in full
    • Every. Single. Month.
    • On time.

    Interest cancels out any value you gain from points. Period.

    The magic of this strategy is earning large welcome bonuses — not paying interest.

    Here’s what most people don’t realize:

    👉 When done correctly, earning credit card welcome bonuses can actually increase your credit score.

    Why?

    • More available credit lowers your utilization ratio.
    • On-time payments build strong payment history.
    • Responsible usage shows lenders you can manage credit.

    My husband and I both have 800+ credit scores, and they’ve actually gone up since we started strategically earning points.

    But that only happens because we treat our credit cards like debit cards — we never spend money we don’t already have.

    If you’ve mastered that habit? You’re ready.


    Rule #2: Space Out Your Applications (30–90 Days Apart)

    This is not a sprint. It’s a long-term family travel strategy.

    Banks don’t love seeing multiple credit inquiries all at once. A bunch of applications in a short period can:

    • Lower approval odds
    • Trigger denials
    • Slow your momentum

    Instead, space your applications 30–90 days apart.

    Points and miles isn’t about grabbing one bonus. It’s about building a plan that helps you:

    • Visit grandparents more often
    • Take that Europe trip you’ve been dreaming about
    • Book spring break without draining your savings

    Slow and strategic always wins.


    Rule #3: Understand the Chase 5/24 Rule

    Before you apply for anything, you need to understand one of the most important rules in this game:

    The Chase Bank 5/24 rule.

    Here’s what it means:

    If you have opened 5 or more personal credit cards (from any bank) in the past 24 months, Chase will likely deny you for most of their cards.

    And Chase offers some of the most valuable beginner-friendly travel cards.

    So if you’re just getting started, it’s often smart to:

    • Start with Chase cards
    • Be intentional about what counts toward 5/24
    • Keep track of your applications

    I recommend using the Travel Freely app to track your 5/24 status. It’s free and makes it easy to stay organized.

    We’ll talk about business cards soon (because they can be a powerful part of your strategy and change how 5/24 impacts you), but for now — focus on understanding your personal card count.


    Final Thoughts: This Is for Real Families

    The points and miles world can feel overwhelming at first.

    But if you follow these three rules:

    1. Pay your cards off in full.
    2. Space out applications.
    3. Respect 5/24.

    You’re already ahead of most beginners.

    If you are ready to get started, we recommend starting with this card so you can:

    • Say yes to trips
    • Show your kids the world
    • Create memories without wrecking your finances

    You don’t need to open five cards tomorrow.

    You just need to start smart.

    And once you do?
    Travel starts to feel a whole lot more possible.

  • The Florida Keys

    Sun, salt air, fishing lines, and island time.

    The Florida Keys aren’t about flashy resorts or powdery Caribbean beaches. They’re about laid-back island vibes, world-class fishing, chill waterfront happy hours, fresh-off-the-boat seafood, and (in our opinion) the best damn Key Lime Colada you’ll ever taste.

    Our favorite Key? Islamorada — the perfect mix of relaxed and lively.

    How to Get There

    You’ll definitely want to rent a car. The Overseas Highway drive is half the experience — ocean views on both sides, charming roadside stops, and bridges that feel like you’re floating over turquoise water.

    Here’s a quick airport breakdown:

    ✈️ Fort Lauderdale-Hollywood International Airport (FLL)

    • About 1.5–2 hours to Islamorada (≈ 90 miles)
    • Often the best balance of flight prices and convenience
    • Easy rental car pickup

    ✈️ Miami International Airport (MIA)

    • About 1.5 hours to Islamorada (≈ 80 miles)
    • Great flight availability
    • Slightly busier airport experience

    ✈️ Key West International Airport (EYW)

    • About 1.5 hours south of Islamorada (≈ 80 miles)
    • Smaller, easy airport
    • Often higher airfare

    No matter which airport you choose, the scenic drive down the Overseas Highway sets the tone for your trip.


    What the Keys Are Known For

    •  🎣 World-class fishing (Islamorada is the “Sportfishing Capital of the World”)
    • 🦞 Incredible fresh seafood
    • 🍹  Waterfront happy hours
    • 🌅Unreal sunsets
    • 🏝 Island vibes — not manicured Caribbean beaches

    You won’t find long stretches of white sandy beach here. What you will find are tiki bars, boat days, live music, and a pace that forces you to slow down.


    Where to Stay

     Sunset Inn

    We’ve stayed here for the past six years, and it holds so many family memories.

    • Heated saltwater pool
    • Walkable to our favorite restaurants
    • Quiet, tropical courtyard feel

    What we don’t love? The price jump — from around $200 a night to nearly $800 a night. No thanks.

     La Jolla Resort

    Next year we’re planning to stay next door here. It has a similar Old Florida charm with a great waterfront location.

    Vacation Rental

    • A great option for families who want space + a kitchen

    Where to Eat & Drink

    We plan our Keys trips around food.

    My favorite drink

    🐟 The Fish House

    A must-stop in Key Largo on the drive down.
    Fresh fish, casual vibes, and the perfect way to kick off vacation mode.

      🍹 Lorelei Restaurant & Cabana Bar

    Our #1 spot.

    • Amazing happy hour
    • Live music
    • Sunset views
    • Magician Michael Trixx (our kids LOVE him)
    • And the best Key Lime Colada in the Keys

    🌊  Lazy Days Restaurant

    Great views. Great vibes. Fresh seafood right on the water.

    🎣  Wahoo’s Bar & Grill

    Perfect place to watch charter boats come in with the day’s catch.

    🏝  Hideaway Cafe

    Our favorite date-night spot.
    It’s in Marathon — and absolutely worth the drive.

    A mother-and-son team runs this cozy little gem, and the food is truly incredible. It’s intimate, romantic, and feels like one of those “how did we find this place?” restaurants you never forget. If you’re looking for a special night out away from the tiki-bar scene, this is it.


    Breweries to Check Out

    • Florida Keys Brewing Co.
    • Islamorada Beer Company

    Local beer + island air = perfection.


    Things To Do

    🐬 Theater of the Sea

    A family favorite. You can:

    • Swim with dolphins
    • Meet sea lions
    • Snorkel in a lagoon
    • Watch marine animal shows

    🐚 The Shell Shack

    Souvenir heaven for shell lovers.

    🐟 Robbie’s of Islamorada

    Feed the tarpon right off the dock — a total must-do.

    ☀️ Islamorada Sandbar

    Boat day essential. Anchor up, float, relax.

    • Rent a boat
    • Book a snorkeling tour
    • Pull up to floating boat food trucks (!)

    There’s nothing like standing in crystal-clear waist-deep water with music playing and boats all around you.

    🏝  Bahia Honda State Park

    If you’re looking for one of the most beautiful natural beaches in the Keys, this is it.
    Clear water, soft sand (by Keys standards!), and incredible views of the old railroad bridge.

    🌊 Sombrero Beach

    One of the best public beaches in the Middle Keys.
    Great for families, swimming, and sunset walks.

    🌴 Founders Park Beach

    A hidden gem in Islamorada.
    Calm water, picnic areas, and a great option if you want a laid-back beach day close to town.

    🤿 History of Diving Museum

    We finally visited this on our last trip — and it was so much cooler than we expected.

    This museum houses one of the world’s largest collections of diving equipment and artifacts, showcasing the evolution of underwater exploration from ancient times to modern scuba. You’ll see:

    • Vintage dive helmets (including those massive old-school hard hats)
    • Early underwater gear and air systems
    • Rare artifacts and global diving history
    • Interactive exhibits that explain how diving technology evolved

    It’s part museum, part educational experience, and surprisingly fascinating — even for kids. If you’ve ever snorkeled, scuba dived, or just love ocean history, this stop gives you a whole new appreciation for what it takes to explore beneath the surface.

    Definitely worth an hour or two, especially if you want a break from the sun.


    Final Thoughts

    The Florida Keys aren’t about luxury. They’re about memories.
    Salt in your hair. Kids jumping in the pool. Live music at sunset. Fresh fish tacos. And one more Key Lime Colada before calling it a night.

    If you love relaxed destinations with character, Islamorada will absolutely steal your heart.


    Want More Trips Like This?

    Follow me on Instagram @get_them_points to see more of our family adventures and learn how we travel for nearly free using points and miles.

  • Getting Started With Points & Miles

    Award travel looks complicated from the outside.
    But it really comes down to two simple steps:

    1. Use your credit card like a debit card and earn points from the spending you already do.


    2. Pick the right rewards card so one good signup bonus can cover a flight or hotel night.

    That’s it.

    That’s how I started — and it’s still how I book so much of my travel today.

    This simple strategy makes travel more affordable and a lot more fun.


    First — The Foundation Matters

    Before we go any further:

    You need good credit and you need to be able to pay your cards off in full every single month.

    If you’re carrying balances or working on your credit score right now — that’s okay. Start there. Build that foundation first. This hobby only works if you’re not paying interest. Points are never worth going into debt for.


    The Biggest Beginner Misconception

    A lot of people think:

    “I should just get the airline I fly most.”
    “I’ll get the hotel card for the hotel I like.”

    And while those cards can make sense later…

    If you only use one airline or one hotel card for everyday spending, it can take years to earn enough points for a free trip.

    You might earn:

    • 1–2 points per dollar
    • Slowly building toward a redemption

    Meanwhile…

    One strong signup bonus from a flexible travel card can earn you enough points for a free flight or hotel stay in just a few months.

    That’s the difference.

    Instead of slowly earning toward a trip over years, one strategic bonus can get you there much faster.


    Why I Love Flexible Points

    When you’re just getting started, I strongly recommend earning flexible points instead of locking yourself into one airline or hotel program.

    Flexible points give you options.

    You can:

    • Book travel through a bank portal
    • Transfer to airline partners
    • Transfer to hotel programs
    • Or redeem for simple travel purchases

    That flexibility is everything when you’re new — and it protects you from being stuck with points you can’t use.


    My Favorite Starter Card: Chase Sapphire

    If I were starting over today, I would begin with the Chase Sapphire.

    Why?

    • Strong welcome bonus
    • Flexible points that transfer to valuable travel partners
    • Easy-to-use travel portal
    • Beginner-friendly ecosystem

    One good signup bonus alone can easily cover:

    • A roundtrip domestic flight
    • Multiple short-haul flights
    • Or a couple of hotel nights

    That’s the power of one card done strategically.

    We have stayed at a few all inclusive resorts by transferring flexible points

    Apply here.


    What About Capital One Venture X?

    I also love the Capital One Venture X — and I actually think it’s a great early card to consider.

    Yes, it has a higher annual fee.

    But here’s what comes with it:

    • Large welcome bonus
    • Annual $300 travel credit
    • Anniversary bonus miles each year
    • Airport lounge access
    • Simple 2x earning on everything
    • Global Entry/TSA PreCheck credit

    When you factor in the travel credit and anniversary miles, the annual fee can effectively offset itself if you travel even a little.

    Another reason I often suggest getting it earlier rather than later:
    Capital One can be tougher with approvals. If it’s on your radar, it may make sense not to wait too long.

    Apply here.


    One Card = One Trip

    This is the part people don’t realize:

    You don’t need 10+ cards.
    You don’t need complicated strategies.

    One solid signup bonus can equal:

    • A family flight
    • A long weekend getaway
    • A beach trip
    • A few nights at an all inclusive resort

    That’s how most people should start.

    Simple. Focused. Strategic.


    Over the Next Few Weeks…

    I’ll be breaking down:

    • How to choose your first card
    • How to redeem points without getting overwhelmed
    • Beginner-friendly airline and hotel partners
    • Mistakes to avoid early on

    If you need help planning a trip, figuring out how to use your points, or building a strategy to earn them — message me.

    I genuinely love this stuff, and I’m always happy to help.

    Let’s make travel doable.


    Get Them Points ✈️

  • Why the Venture X Is Always in My Wallet ✨

    I don’t leave the house without my Venture X. This card has helped us score some seriously amazing redemptions, and it’s been a total keeper in our house — my husband has it too. When I say flexible miles are EVERYTHING in this hobby, I mean it.

    For our family, this card has paid for flights, hotels, rental cars, and even luxury business class seats. It’s one of my go-to cards (along with the Chase Sapphire Preferred) when I’m helping someone get started with points and miles.

    Today, let’s break down why the Capital One Venture X Rewards Credit Card is such a powerhouse — and why it might (or might not!) be right for you.


    💳 The $300 Annual Travel Credit is Super Easy to Use

    Every year you get $300 in travel credit when booking through Capital One Travel — and let me tell you, we use it every single year without even trying.

    Here are a few ways we’ve used ours:

    ✈️ Flight from Seville to Mallorca
    🚗 Rental car in Florida
    🏨 Hotel in Detroit visiting family

    That’s the beauty of this credit — it’s not complicated. You just book travel via the portal, and it applies automatically. Flights, hotels, rental cars… there are truly endless ways to use it.

    Arriving in Mallorca
    Rental cars are one of the best ways to redeem the travel credit

    🍽️ The Restaurant Reservation Hack

    One of the most underrated perks? Venture X cardholders get access to special restaurant reservations in major cities through Capital One Dining.

    That means those hard-to-get reservations suddenly become possible. If you love food or travel to big cities, this is SUCH a fun perk to use.


    🛋️ Lounge Access

    You get access to:

    • Capital One Lounges
    • Priority Pass lounges

    While guest access has changed (it’s no longer as family-friendly as it once was), it’s still amazing when traveling solo — and yes, you can absolutely grab snacks or drinks to bring back to your crew.

    Airport lounge access makes travel days feel so much smoother.


    🌍 Global Entry / TSA PreCheck Credit

    You’ll also get a credit for Global Entry or TSA PreCheck every four years. If you don’t already have it — this alone is worth it. Faster security, easier international arrivals… total game changer.


    💰 2X on Every Purchase

    This is huge.

    You earn 2x miles on every single purchase, no bonus categories to track. Just swipe and earn. It makes this card incredibly simple to use daily.

    For travel booked through Capital One Travel, you can earn even more on flights and hotels.


    🎁 The Welcome Bonus (Yes, I Used Mine for Business Class!)

    The current sign-up bonus is strong — and I just used ours to book some very special business class flights 🙌

    Flexible miles are powerful because you can:

    • Transfer to airline partners
    • Book through the portal
    • Cover travel purchases with miles

    Options = freedom.


    Is This Card for Everyone?

    Let’s be real — this card does have a $395 annual fee.

    But between:

    • The $300 annual travel credit
    • 10,000 bonus miles every anniversary
    • Lounge access
    • Global Entry credit
    • Strong earning rates

    …I personally see the value every year.

    That said, Capital One can be very finicky with approvals. You typically want an excellent credit score (generally 740+ recommended) before applying.

    If you’re brand new to points and miles, the Chase Sapphire Preferred is often the easiest starter card. But if you can swing the annual fee and qualify, the Venture X is an incredible long-term card.


    Why I Love Flexible Miles

    Airline-specific cards can be great… but flexible miles? That’s where the magic happens.

    Being able to transfer points where you need them — instead of being locked into one airline — is what allows for those amazing redemptions.

    This is why Venture X and Sapphire are my go-to foundation cards.


    Ready to Get Started?

    If you’ve been thinking about diving into points and miles, this card could be a great fit — or maybe start with Sapphire first.

    Either way, I’m always happy to help you figure out how to use your points strategically.

    👉 Message me if you need help using your miles!

    🔗 Apply here for the Venture X
    🔗 Apply here for the Sapphire card

    Let’s go Get Them Points 💛