Category: Uncategorized

  • The Perfect 48 Hours in Door County (Save This Before You Go)

    The Perfect 48 Hours in Door County (Save This Before You Go)

    Door County is an easy weekend or week trip if you live in Chicago or Wisconsin. If you aren’t located close, you can fly into Chicago or Milwaukee. We just did 48 hours and it was perfect. I’m handing you the exact itinerary so you don’t have to figure it out yourself. Save this one, you’ll want it later.

    Arrival day:

    We checked into our adorable cottage and were immediately obsessed. Then we rolled into Fish Creek in the late afternoon and headed straight to the cute little market in town to grab groceries for a simple backyard dinner. No reservations, no rush — just settling in, letting the kids run around, and cooking something easy while we watched the sun go down. This is the move we usual do: we don’t plan anything big for arrival night.

    Day 1: Bikes, Beaches, and Yummy Pizza

    We rented bikes and biked through Peninsula State Park — genuinely one of my favorite things we’ve ever done as a family. Stop at the lighthouse, then land at Nicolet Beach for a swim break. Pro tip: Nicolet Beach has a food truck, a little store, a changing station, bathrooms, and even showers, so you can spend the day there. We were renting our bikes, so we only stayed an hour.

    From there, we grabbed a late-afternoon sandwich and ice cream at the Creamery in Sister Bay (this is a MUST in Door County), then headed back to the cottage to relax in the sunroom before dinner — because a 48-hour trip still needs a slow moment built in.

    For dinner, we drove to Baileys Harbor for Inland Sourdough Pizza and it was SO good. I’m already thinking about it. We ran out of time to hit Sway Brewery right nearby, and Baileys Harbor also has Chive and the Chive food truck — both on our list for next time.

    A few extra notes for your back pocket: if you’ve got kids, there’s no shortage of mini golf — Pirate’s Cove and Evergreen (which has glow-in-the-dark mini golf, a total hit) are both nearby. And Not Licked custard is a certified family favorite — don’t skip it.

    Day 2: A Quick Trip to Washington Island

    Here’s my honest hot take: there isn’t a ton to actually do on Washington Island, but I’m still glad we went.

    We started with breakfast at KK Fiske Restaurant, Granary Saloon & Coop hangout — very local, great food, and shockingly cheap. We were drawn there because my step-brother and step-sister (yes, the Top Chef ones) did a residency at Hotel Washington, and this happened to be their last week before heading to Maine. Coming to see them gave us the perfect excuse to explore the island.

    The two must-do’s: Schoolhouse Beach and the lavender farm. We also drove past the clock tower (so random, in the best way) and climbed the mountain tower for the view. Beyond that, there’s a lot of time to kill — it was still fun to cruise around and look at the houses, but I wouldn’t recommend spending a full day here.

    Schoolhouse Beach has the smooth stones and the perfect color water

    My real advice: go for breakfast, the beach, and the lavender farm, then take the ferry back. If you don’t have kids along, the Bitters Bar is worth a look — it’s the oldest bitters bar around with a lot of history, but it’s a dive, so we skipped it with our crew this time. And if you’re there for dinner, I hope the next chef lives up to Jennifer and Justin — honestly, I doubt it.

    The BEST dinner at Hotel Washington with Chef Jennifer Jackson and Justin Tootla

    Then it’s back on the ferry and back to Fish Creek for one more night at the cottage.

    One Last Stop on Your Way Out

    Before we left Door County, we swung by Cultured for bagels — amazing, don’t skip it — and made a stop at Cave Point. It is genuinely so pretty and an absolute must-visit if you’re heading out of the peninsula. Build in the extra 20 minutes, you won’t regret it.

    Where We Stayed: The Cherry Cottages

    We stayed at The Cherry Cottages in Fish Creek and it made the whole trip work. Two bedrooms that including bunks for the kids, a great backyard, a huge and brand-new kitchen, and — the actual best part — a sunroom I never wanted to leave. The location puts you right close to everything including the adorable Fish Creek.

    If you book direct, use code CHERRY15 to save 15%. I’ll share photos of the space so you can see exactly what I mean. It’s the perfect size for a family of 4 or 5 (the couch turns into a sofa bed!)

    Door County in 48 hours is completely doable, and honestly prefect for a family getaway. Save this post, send it to a friend, and go book your trip.

  • How to use points for an Alaskan Cruise

    How to use points for an Alaskan Cruise

    One thing that stood out to me the whole week: our ship was split almost evenly between families with little kids and retirees celebrating milestones. Two totally different life stages, same dream trip. And I think more and more people are realizing they don’t have to wait for “someday” to make it happen — you just need a plan. So today I’m breaking down exactly how we paid for ours, and all the other ways you can stack points, miles, and a little strategy to make an Alaskan cruise happen sooner than you think.

    What We Actually Did

    Here’s how we paid for this trip:

    Flights: covered w/ points. We used Alaska Airlines via Atmos Rewards (if you didn’t know, Alaska merged with Hawaiian and rebranded their loyalty program to Atmos Rewards, and it’s genuinely one of the better programs out there right now).

    Hotels: covered w/ points. We used World of Hyatt points via Chase (I would get this Ink bonus if you haven’t already!). We did the southern passage and needed a night in Anchorage and a night in Vancouver. Hotel cash rates in both cities spike hard during Alaska cruise season (May–September), so this is exactly the kind of trip where points punch way above their cash value. We used Hyatt points for both stays and paid $0 out of pocket for lodging.

    Cruisea monthly payment plan. This is the one people don’t talk about enough. Most major cruise lines let you put down a deposit and then spread the rest of the fare out over monthly payments instead of paying it all upfront. We did exactly that, and it made a genuinely bucket-list-sized trip feel very doable on a normal budget.

    Is it worth all this planning?

    10000% yes. We didn’t wait until every last dollar was sitting in savings — we used points for the flights and hotels and chipped away at the cruise fare with monthly payments. Was it worth it? Absolutely, without question.

    That’s honestly the bigger takeaway from this whole trip: watching that ship full of families and retirees made me realize this dream trip doesn’t have to sit on a “someday” list. People are figuring out how to make it happen sooner — a mix of points, a payment plan, and a little bit of “we’re doing this now” energy. If Alaska has been on your list, I hope this gives you a real, doable roadmap to get there.

    If you have questions about any of this — Atmos Rewards, Hyatt redemptions, the Purchase Eraser, any of it — drop them in the comments. I’ll answer all of them. 🐋

    Have you been to Alaska, or is it on your bucket list? Hit reply or leave a comment — I’d love to hear where you’re dreaming of going next.

  • How to Transfer Chase Points to World of Hyatt (Step by Step)

    How to Transfer Chase Points to World of Hyatt (Step by Step)

    Transferring points sounds complicated. It’s not. Once you’ve done it the first time, the whole process takes about two minutes and your points land instantly — no waiting, no fees.

    Here’s exactly how I move Chase Ultimate Rewards points to World of Hyatt, screenshots included, plus how the same idea works with other banks and travel partners if Hyatt isn’t your target.

    Our suite in Madrid… booked with Hyatt points!

    Step 1: Check your card

    You need a card that transfers to travel partners at 1:1. My go-to is the Chase Sapphire Reserve.

    📌 Heads up: Chase Sapphire Preferred and Ink Business Preferred are moving to a 4:3 transfer ratio starting October 1, 2026. The Sapphire Reserve stays at 1:1.

    > 💳 CARD OFFER: Chase Sapphire Reserve — currently offering an elevated 100,000-point welcome bonus. See if you’re eligible / apply here →

    If you’re not sure which Chase card is right for you, or you’re not planning to fly or stay anywhere in the next year, it’s worth pausing here and reading my full points & miles guide first — it walks through which card actually fits your spending and travel goals before you apply for anything.

    Step 2: Open Chase → Travel

    In the Chase app or online, tap the Travel dropdown and select “Transfer points to partners.” It’s tucked under the Travel tab, easy to miss if you’ve never gone looking for it.

    Step 3: Pick World of Hyatt

    Chase transfers to Hyatt at a flat 1,000 Chase points = 1,000 World of Hyatt points. No devaluation, no math required.

    Hyatt is genuinely one of the best redemption values in the entire Chase transfer portfolio — its award chart tends to hold more real value per point than most hotel programs, especially for Category 1–4 properties and its all-inclusive resorts.

    Step 4: Enter your amount

    Type in how many points you want to move. Example: transfer 60,000, you get 60,000 World of Hyatt points. Slide to the amount, hit Next, confirm. That’s it.

    Step 5: Points land instantly

    No waiting, no fees. Most Chase → Hyatt transfers post in seconds. Now go book that free night.

    The whole process, start to finish:

    Card → Travel → Transfer points → pick Hyatt → confirm.

    Big spender? Here’s how to stack points faster

    If you’ve got real spending coming up — a renovation, a wedding, a big business quarter — pairing a personal card with a business card is the fastest way to rack up a transferable balance. A few offers worth knowing about:

    > 💼 CARD OFFER: Ink Business Preferred — currently running an elevated welcome bonus. Check current offer →

    > 💼 CARD OFFER: Chase Business cards — for those with genuinely large spending categories (think up to 200,000 points combined across offers). See current business card offers →

    (Offer terms and bonus amounts change often — click through for the current numbers before you apply.)

    Since Ultimate Rewards points from a personal and a business Chase card pool together in one account, opening both a Sapphire Reserve and an Ink card is one of the fastest ways to build a big, flexible balance you can send anywhere — including Hyatt.

    Transfer benefits: why this beats booking with cash or a fixed hotel program

    • Flexibility. Points sitting in Chase Ultimate Rewards aren’t locked to one airline or hotel. You decide where they go based on where you’re actually traveling.
    • Outsized value. A cent-per-point redemption through the Chase portal is fine. A well-timed transfer to the right partner can get you 2, 3, sometimes 5+ cents per point in value.
    • No blackout dates (usually). Partner award charts, especially Hyatt’s, tend to have far better availability than a hotel’s “pay with points” cash-value option.
    • It costs you nothing extra. Transfers are free and instant with Chase. You’re not paying a fee to move your own points.

    How this works with other banks and partners

    Chase isn’t the only bank with a transferable points program, and Hyatt isn’t the only partner worth knowing. The mechanics are basically the same everywhere: earn flexible points, transfer to the partner with the best value for your specific trip.

    Other major transferable currencies:

    • American Express Membership Rewards — transfers to airline partners like Delta, Air Canada Aeroplan, and hotel partner Marriott, generally at 1:1 (some partners run periodic transfer bonuses).
    • Citi ThankYou Points — transfers to airline partners including Turkish Miles&Smiles and Virgin Atlantic, both known for outsized redemption value on certain routes.
    • Capital One Miles — a growing list of airline and hotel partners, transfers usually 1:1 or 2:1.5.

    Other Chase transfer partners besides Hyatt include United, Southwest, British Airways, Air France/KLM Flying Blue, Virgin Atlantic, and Singapore Airlines’ KrisFlyer — each with its own award chart and sweet spots.

    The skill isn’t memorizing every chart. It’s knowing which 3–4 partners consistently punch above their weight for the trips you actually take — and that’s exactly what I break down in the full guide.


    Want the full breakdown?

    This post covers one transfer, to one partner. My Points & Miles Maximizer Guide covers everything I’ve learned over years of doing this: which cards to get and in what order, every transfer partner worth knowing, how to find the sweet spots on award charts, and how to stack it all into free flights and hotel stays.

    Get the full guide →

  • 6 best family Resorts in Mexico (That Parents Will Actually Enjoy Too)

    6 best family Resorts in Mexico (That Parents Will Actually Enjoy Too)

    Hot take:

    The best family vacations are the ones where parents enjoy themselves too.

    I love my kids, but I don’t want to spend an entire vacation coordinating meals, entertaining bored children, or feeling more exhausted when I get home than when I left.

    That’s why I’m picky about resorts.

    When I’m looking for a family resort, I want:

    ✔️ Great kids clubs

    ✔️ Family-friendly rooms

    ✔️ Easy dining options

    ✔️ Pools and activities for all ages

    ✔️ Enough downtime that mom isn’t working the entire trip

    After researching, touring, and staying at resorts throughout Mexico, these are some of my favorite family-friendly options.

    Xcaret Mexico

    If your family loves adventure, Xcaret is hard to beat. This one is very high on our list to visit!

    What makes it special:

    Unlimited access to Xcaret parks
    Your stay includes admission and transportation to multiple adventure parks, including Xplor, Xenses, Xel-Há, and more.

    Unique nature experiences
    Think underground rivers, caves, wildlife encounters, and eco-adventures you won’t find at a typical beach resort.

    Family suites designed for larger groups
    Many rooms comfortably accommodate families without squeezing everyone into one small hotel room.

    Best for:

    Families who want more than just pools and beaches and love active vacations.

    Finest Playa Mujeres

    This resort consistently gets recommended by families for one reason: it makes traveling with kids easy.

    What makes it special:

    Excellent kids club and teen club
    Activities are organized and engaging, giving parents a chance to relax.

    Large family suites
    Many room configurations work well for families who want extra space.

    Calm beaches
    The Playa Mujeres area tends to have calmer water than many Cancun resorts.

    Best for:

    Families with kids of different ages who want a traditional all-inclusive experience.

    Club Med Cancun

    Club Med is one of the most activity-packed resorts in Mexico.

    What makes it special:

    Included sports and activities
    Sailing, trapeze lessons, tennis, archery, and more are included.

    Fantastic children’s programming
    Kids clubs are available for a wide range of ages.

    Beautiful location
    The resort sits on a peninsula with gorgeous water views and multiple beach areas.

    Best for:

    Active families who want to stay busy all vacation long.

    Dreams Playa Mujeres

    Dreams Playa Mujeres checks a lot of boxes for families looking for an upscale all-inclusive experience.

    What makes it special:

    Water park with slides
    A huge hit with kids and older children alike.

    Family suites
    Many rooms are designed specifically with families in mind.

    Access to neighboring amenities
    Guests can enjoy additional dining and entertainment options nearby.

    Best for:

    Families wanting a balance of relaxation and activities.

    Why it’s my favorite points-and-miles option

    This is currently my favorite beach resort to book using points.

    One of the best parts is that Dreams Playa Mujeres participates in Hyatt’s all-inclusive portfolio, which means you can transfer Chase Ultimate Rewards points directly to Hyatt and often get incredible value.

    Current points strategy:

    ➡️ Chase Sapphire Preferred currently has an all-time-high 100,000-point offer. Apply here.

    ➡️ Chase Ink cards are currently offering 100,000-point bonuses as well. Apply here. And if you think you don’t qualify for a business card, you are probably wrong. See my Biz Guide on how to apply using a side hustle like selling on Ebay or FB marketplace.

    Those welcome bonuses alone can go a long way toward helping your family book a Mexico resort vacation for a fraction of the cash price.

    Hyatt Ziva Cancun

    Hyatt Ziva Cancun is one of the most popular family resorts in Cancun for good reason.

    What makes it special:

    Prime beachfront location
    The resort sits on a peninsula with water on multiple sides.

    Great food
    For an all-inclusive, the dining options are consistently rated among the best.

    Family-friendly without feeling kid-focused
    There are plenty of activities for children, but adults still feel like they’re on vacation.

    Best for:

    Families who want a resort that appeals to both parents and kids.

    Nickelodeon Riviera Maya

    If your kids love Nickelodeon characters, this resort creates a truly memorable experience.

    What makes it special:

    Massive Aqua Nick water park
    One of the biggest draws for families.

    Character experiences
    Meet beloved Nickelodeon characters throughout your stay.

    Swim-up suites
    Many rooms feature direct pool access, which kids absolutely love.

    Best for:

    Families with younger children who want a highly themed vacation experience.

    Which Mexico Resort Is Right for Your Family?

    If your family loves adventure:
    ➡️ Xcaret Mexic

    If you want a classic luxury all-inclusive:
    ➡️ Finest Playa Mujeres

    If your kids never stop moving:
    ➡️ Club Med Cancun

    If you’re maximizing Hyatt points:
    ➡️ Dreams Playa Mujeres

    If you want a balance for both parents and kids:
    ➡️ Hyatt Ziva Cancun

    If your kids love characters and water parks:
    ➡️ Nickelodeon Riviera Maya

    At the end of the day, the best family vacation is the one that gives everyone something to look forward to—including mom.

    As a points-and-miles family, I’m always looking for ways to make these resorts more affordable, and many of our favorite trips have cost a fraction of what most people think they should.

    Ready to Start Traveling More for Less?

    Grab my free guide to earning points and miles and learn the exact strategies our family uses to travel 10+ times per year without paying full price.

  • The Westin Bora Bora Review: Resort Highlights, Excursions & How We Booked with Points

    If I had to sum up our stay at the Westin Bora Bora in three words, it would be:

    The views. The views. The views.

    Every morning we woke up to jaw-dropping views of Mount Otemanu rising out of the turquoise lagoon. It’s one of those places where you find yourself constantly stopping to take another photo because you can’t believe it’s real.

    While Bora Bora is famous for its overwater bungalows, what really made this trip special was how easy it was to relax. We spent our days soaking in the scenery, enjoying the lagoon, and taking advantage of everything the resort had to offer.

    Our Favorite Things About the Westin Bora Bora

    1. The Incredible Views of Mount Otemanu

    No matter where you are on the property, the views steal the show.

    Whether we were lounging by the pool, biking around the resort, sipping cocktails, or sitting on our deck, Mount Otemanu was always front and center. If you’re looking for that classic Bora Bora postcard view, this is it.

    2. The Free Bikes

    One of my favorite little touches was the complimentary bikes.

    The resort is large enough that having bikes makes it fun to explore, and we found ourselves riding around every day. It’s a great way to take in the scenery and get from one side of the resort to the other.

    3. The Lagoon-Style Infinity Pool

    The infinity pool overlooking the lagoon was one of our favorite spots to spend the afternoon.

    Between the stunning views and the calm atmosphere, it was easy to lose track of time here.

    4. The Food and Drinks

    The pool and beach menu was surprisingly good.

    A few favorites:

    • Shrimp roll
    • Tuna poke bowl
    • Tropical cocktails

    The cocktails were excellent, and the resort even offered complimentary rum tastings during our stay. We discovered several local rums that we probably never would have tried otherwise.

    5. The Beach and Water Activities

    If sitting and enjoying the views isn’t enough, the resort also offers:

    • Snorkeling
    • Kayaking
    • Stand-up paddleboards

    We spent plenty of time enjoying the lagoon right from the resort.

    Don’t Skip an Excursion

    As relaxing as the resort is, I highly recommend getting out on the water at least once.

    We booked a snorkeling excursion through and it ended up being one of the highlights of the trip.

    Not only did we get to snorkel in crystal-clear water, but I also got to:

    • Hold a stingray
    • Swim with sharks

    Yes, actual sharks.

    It’s one of those experiences we’ll be talking about for years.

    The Best Meal We Had in Bora Bora: Villa Mahana

    If you’re staying at the Westin, make a reservation at Villa Mahana.

    Trust me.

    The Westin helps arrange transportation, which includes a boat ride followed by a short bus ride. It sounds like a lot of effort, but it was absolutely worth it.

    The restaurant is incredibly intimate, with only a handful of tables, creating a truly special dining experience.

    Chef David prepares an unforgettable meal, and his mother creates much of the artwork displayed throughout the restaurant.

    Everything we ate was exceptional, and it ended up being our favorite meal of the entire trip.

    If you’re celebrating something special—or simply want an unforgettable dinner in Bora Bora—put Villa Mahana on your list.

    How We Ended Up in Bora Bora for 423,000 Marriott Points

    Here’s the funny part.

    This trip actually started because I was trying to take my daughter to Taylor Swift’s Eras Tour.

    When Marriott announced a promotion allowing members to redeem 500,000 Marriott Bonvoy points for Eras Tour tickets, my husband and I went into points-earning mode.

    We opened several Marriott cards and started building our balances as quickly as possible.

    Unfortunately, the ticket redemption opportunity didn’t work out.

    But the story has a happy ending.

    We still made it to the Eras Tour thanks to Capital One cardholder ticket access—and we were left with a huge stash of Marriott points.

    Instead of using them for concert tickets, we used 423,000 Marriott Bonvoy points for an incredible stay at the Westin Bora Bora.

    Honestly, I think we came out ahead.

    The Easiest Ways to Earn Marriott Points

    If Bora Bora is on your bucket list, Marriott points can make it much more attainable.

    Marriott Bonvoy Cards

    One of the fastest ways to earn enough points for a luxury redemption like this is through Marriott credit card welcome bonuses.

    This card has an evelavted offer that makes the annual fee zero

    Depending on current offers, a single welcome bonus can put a significant dent in the points needed for a stay like this.

    Don’t Overlook Business Cards

    Many people assume they don’t qualify for business credit cards.

    The truth is, you probably do.

    If you’ve ever:

    • Sold items on eBay
    • Sold items on Facebook Marketplace
    • Freelanced
    • Tutored
    • Driven for a delivery service
    • Had any small side hustle

    you may qualify.

    I put together a complete guide explaining exactly how business cards work and how to apply:

    BUSINESS CARD GUIDE

    A Great Transfer Opportunity Right Now

    One of the most exciting opportunities available right now is the Chase transfer bonus to Marriott.

    Apply here for elevated INK cards

    With a 55% transfer bonus:

    • 100,000 Chase Ultimate Rewards points become 155,000 Marriott Bonvoy points
    • 200,000 Chase points become 310,000 Marriott points
    • 300,000 Chase points become 465,000 Marriott points

    That means a welcome bonus that earns 100,000 Chase points could potentially become 155,000 Marriott points during the promotion.

    That’s a substantial boost toward a bucket-list redemption like Bora Bora.

    Final Thoughts

    The Westin Bora Bora exceeded our expectations.

    The views of Mount Otemanu are unforgettable, the resort strikes the perfect balance between luxury and relaxation, and there are enough activities and excursions to keep things interesting without feeling busy.

    Would I return?

    Absolutely.

    And thanks to a failed attempt to redeem Marriott points for Eras Tour tickets, we discovered one of the most beautiful places we’ve ever visited.

  • How to Earn 10x Chase Points with Paze

    How to Earn 10x Chase Points with Paze

    I’ll be honest — when I first saw “Paze” pop up on the Chase app, I scrolled right past it.

    Then I looked at the merchant list and thought: I don’t really shop at any of these places. Nothing that exciting.

    But then I dug in and had a “ohhhh” moment — and it came from one specific use case I almost missed entirely: gift cards.

    Through NewEgg (one of the Paze-eligible merchants), you can buy gift cards and check out with Paze. Every gift card you were going to buy anyway? Now earning 10x Chase points.

    That reframe changed everything. This promo went from “meh” to “actually, I need to set this up right now.”

    Here’s what it is, how to set it up, and exactly what I’m doing with it.


    What Is Paze?

    Paze is a digital checkout system — think PayPal or Google Pay, but built by the major banks. You link your eligible Chase credit card to Paze, then use it as the payment method at participating merchants.

    The charge posts to your credit card normally with the merchant’s name. The difference is Chase sees you checked out through Paze — and right now, they’re rewarding that with serious bonus points.


    The Promo: 10x Extra Points Through December 31, 2026

    • Extra 10x points per dollar on top of your normal earning rate
    • Cap: $1,500 in spending per month — up to 15,000 bonus points monthly
    • Valid through December 31, 2026
    • Bonus points post within 8 weeks of the transaction
    • Authorized user accounts are not eligible

    These are bonus points on top of what your card already earns. So if your Sapphire Preferred earns 3x on dining, you’d earn 3x + 10x = 13x total at a Paze-eligible restaurant.


    Which Chase Cards Are Eligible?

    Chase Freedom Cards:

    • Chase Freedom Flex®
    • Chase Freedom Unlimited®
    • Chase Freedom®

    Chase Sapphire Cards:

    • Chase Sapphire Preferred® Card
    • Chase Sapphire Reserve®

    Eligible United Cards:

    • United Gateway℠ Card
    • United℠ Explorer Card
    • United Quest℠ Card
    • United Club℠ Card
    • United MileagePlus® Awards Card
    • United MileagePlus® Select Card
    • United℠ Presidential Plus℠ Card

    United cards have a slightly higher cap — up to 20,000 bonus miles during the promotion.


    How to Check if Your Card Is Eligible

    Before setting anything up, confirm your card is in the promo:

    1. Open the Chase app or go to chase.com
    2. Click on your card
    3. Go to the Benefits section
    4. Look for “Boost your points” — Paze should appear there if you’re eligible

    How to Set Up Paze

    Step 1: Log into your Chase account

    App or website both work.

    Step 2: Select an eligible card

    Step 3: Go to Digital Wallets

    On the website: Click your card → More → Account Services → Manage Digital Wallets

    In the app: Click your card → Manage Account → Digital Wallets

    Screenshot

    Step 4: Select Paze and verify your identity

    You’ll get a text or call with a code, then submit an ID scan. Takes a few minutes but it’s a one-time thing.

    Step 5: Link your card(s)

    Only Freedom, Sapphire, and United cards earn the 10x. If you want to use multiple cards, link each one separately.

    Step 6: You’re done

    If you don’t have a Paze account yet, you’ll be redirected to create one. After that, your cards are linked and ready to use.


    What I’m Actually Doing With This Promo

    Here’s my personal plan through December — nothing complicated, just purchases I was already going to make.

    🎁 Disney Gift Cards via NewEgg

    We have a Disney trip coming up and I was already going to load up on Disney gift cards to use in the parks. Buying them through NewEgg with Paze means I’m earning 10x+ on purchases I was making anyway. This is the move.

    🏡 Airbnb Gift Cards via NewEgg

    Same idea — I book Airbnbs regularly, and NewEgg sells Airbnb gift cards. Instead of paying directly on Airbnb with my normal card, I’m buying gift cards through NewEgg with Paze first, then applying them to bookings. More points for the same spend.

    ✈️ Booking a Domestic United Flight

    I have a United flight coming up and I’m paying cash for it. United is a Paze-eligible merchant, so I’ll check out with Paze on united.com and earn the 10x bonus on top of whatever my card normally earns on travel. One thing to note: this only works on cash bookings of direct United flights — not award taxes or partner flights.


    The Simple Takeaway

    The merchant list is still pretty small (~25 stores), but the gift card strategy opens it up significantly. If you can buy gift cards for places you already spend money — Disney, Airbnb, Amazon, restaurants — you’re earning 10x on purchases you were going to make regardless.

    Five minutes to set it up. One habit to check before buying a gift card. Worth it.

    New to Points and Miles?

    If you’re just getting started and the whole system still feels overwhelming — I made a free 5-step guide specifically for that moment. It covers where to begin, which card to get first, and how to start earning without overcomplicating it.

    Grab the free guide here

    Questions? Drop them in the comments or DM me on Instagram — I read every message.

    — Maggie | @the.traveling.tinsleys

  • Why I’m Still Getting the New Chase Sapphire Reserve — Even With the $795 Annual Fee

    Why I’m Still Getting the New Chase Sapphire Reserve — Even With the $795 Annual Fee

    When Chase announced the new $795 annual fee for the Chase Sapphire Reserve, the internet collectively lost its mind.

    And honestly? I get it.

    At first glance, $795 sounds wild for a credit card. But after looking closely at the benefits, I realized something important:

    For families who already travel, dine out, and use points strategically… this card can actually pay for itself fast.

    For our family, this is one of those rare cards where I know we’ll organically use the credits without changing our habits. 

    The Credits I’ll Actually Use

    $300 Annual Travel Credit

    This one is basically automatic for us.

    Flights, parking, hotels, rental cars, tolls — Chase applies the credit automatically to eligible travel purchases. Since we travel regularly as a family, I know we’ll burn through this almost immediately. 

    That immediately brings the “real” annual fee down to $495 in my mind.

    $300 OpenTable Dining Credit

    Chase now offers up to $300 annually toward Sapphire Reserve Exclusive Tables through OpenTable. 

    As parents who already love date nights when we travel, this feels incredibly usable for us — especially in cities we’re already visiting.

    Apple TV+ + Apple Music Included

    This benefit alone is valued at about $288 annually. 

    We already pay for Apple TV+ and Apple Music, so this is another “money I was already spending anyway” credit.

    So… Is the Fee Already Covered?

    For our family:

    • $300 travel credit
    • $300 dining credit
    • ~$288 Apple subscriptions

    That’s already $888 in value before even touching the other perks.

    And that doesn’t include:

    • $750 hotel credits
    • Airport lounge access
    • Priority Pass
    • TSA PreCheck/Global Entry credit
    • DoorDash credits + DashPass
    • Lyft credits
    • Hyatt transfer partners
    • Strong travel protections and insurance
    • The huge welcome bonus

    Why This Matters for Family Travel

    One of the reasons I love Chase points is the flexibility.

    We recently used Hyatt points for an incredible Costa Rica vacation that would’ve cost thousands out of pocket — exactly the kind of trip that reminds me why points matter so much for families.

    If you know how to maximize transfer partners like Hyatt, a strong welcome bonus alone can easily cover multiple nights at luxury resorts.

    And that’s where this card really shines.

    My Take

    This absolutely is not the right card for everyone and not for those new to the points game.

    But if you:

    • already spend on travel and dining,
    • value airport lounge access,
    • use streaming subscriptions,
    • and want to travel more as a family using points…

    …I actually think the new Sapphire Reserve is one of the most compelling premium travel cards out there right now.

    Ready to Apply?

    Use my link to apply

    New to Points & Miles?

    Grab my free beginner’s guide to learning points and miles for family travel

  • Sneaky Ways We Make Travel Happen — When Both of Us Work Full-Time

    Sneaky Ways We Make Travel Happen — When Both of Us Work Full-Time

    How a corporate job, a full-time artist, two kids in public school, and one income still adds up to 8+ trips a year.

    The question I get the most isn’t where we travel. It’s how.

    “How do you guys do it? Like, really. With your jobs? With the kids in school?”

    I used to mumble something about being lucky. The truth is the opposite — luck has almost nothing to do with it. We’re not richer than you. We don’t have more flexibility at work. We’re not on vacation. We’re just stubborn about planning, and we’ve built a system that quietly turns the same calendar everyone else is staring at into 8+ family trips a year.

    I want to share that system today — every sneaky thing we do — because I am very tired of letting people assume travel is for other families. It is not. It is for you. You just need a strategy.

    Pull up the kids’ school calendar. Let’s go.


    The setup, so you know I’m not bluffing

    • Me: Full-time, corporate. Salaried with limited PTO.
    • Him: Full-time artist. Working from home, but truly working.
    • Kids: Two of them. Public school. Aged enough to be on a real school calendar with real attendance expectations.
    • Income: Mostly one. We live on it.
    • Travel: Two or three big trips a year. Six to seven smaller ones. Domestic, international, beach, city, road trip. The whole spectrum.

    I am writing this from the spreadsheet I open every January, the one I’ll open again next January, and the one I’m betting will hold up for the next ten years. The system works.

    Here’s what’s in it.


    The mindset shift: we’re not lucky. We’re strategic.

    This is the part most travel blogs skip, and it’s the most important part.

    Every family trip we take starts as a Google Doc. The school calendar is open in the next tab over. A points spreadsheet is open in another. Sometimes I have flight search engines open in three tabs at the same time and a notes app filling up with sweet-spot redemptions and award availability windows.

    It looks chaotic. It is not. It is a system, and the system is the whole reason we travel.

    If you take one thing from this post, take this: if it isn’t on the calendar, it doesn’t happen.

    The seven tactics below are how we make sure the calendar fills up — every year, without fail, without burnout.


    Tactic 1 — Every PTO day is on the calendar by January

    I get a fixed number of PTO days a year. (I’m not going to say how many, because it doesn’t matter — your number is your number, and the principle is the same.)

    The day I get them, I do something most working moms don’t:

    I block every single one of them on the calendar before the year starts.

    I don’t wait for permission. I don’t wait for a vacation idea. I don’t wait for someone else to plan something. I just put them on the calendar as placeholders, often pinned to a school break or a long weekend to extend it. Some are “TBD.” Some get firm destinations later. Most turn into trips by the end of the year.

    The mental shift: PTO isn’t a reward I earn through stress. It’s a tool I deploy through planning.


    Tactic 2 — Long weekends are trips, too

    The American school year averages 6–8 federal holidays. Then there are the random teacher workdays, MEA days, professional development half-days, and early-release Fridays that schools sneak in.

    If you add them up, you’ll find your kids have significantly more days off than you realize.

    Every single one of them becomes a long weekend. That’s the rule.

    A long weekend isn’t a “mini break” or a consolation prize — it’s a real trip. Three school days off plus one PTO day plus the weekend is a 5-night trip. We use a long weekend the way other families use a full week. The math works out beautifully, the school doesn’t penalize you, and you come back rested.

    Recent long-weekend trips that hit that formula: Las Vegas in early spring. Florida Keys in October. New Orleans in February. Charleston in November. None of them required taking the kids out of school.


    Tactic 3 — Friday-after-school is our departure time

    We live 20 minutes from the airport. This is one of the few things that’s actually lucky, but you can engineer something similar wherever you live.

    Here’s the routine: my kids walk out of school at 3pm. By 3:15, we’re in the car. Bags are pre-packed and sitting by the door — I packed Wednesday night. By 4:00, we’re checking in. By 6:00, we’re wheels up.

    By the time most families are sitting down to dinner on Friday, we’ve already started our trip.

    That single hack turns every weekend trip into a 3-night trip instead of a 2-night trip. Over a year, it adds weeks of vacation.

    The pre-pack is non-negotiable. I lay out outfits on Tuesday. I pack on Wednesday. By Thursday night, the bags are zipped and the boarding passes are saved to my wallet. The Friday departure only works if Friday morning is the same as any other morning.


    Tactic 4 — The school calendar is my trip planner

    The day my kids’ school calendar gets posted in August, I print it. Two copies. One goes on the fridge. One goes in my planner.

    I highlight every break. Every teacher workday. Every early release. Every long weekend. Then I overlay it with my work calendar and the year’s federal holidays.

    What I’m looking for: the natural pockets where one or two PTO days can stretch a school break into a real trip.

    This is also where I figure out when not to travel. Some weeks are too packed to leave. Other weeks (spring break in March, the week between Christmas and New Year’s) are obvious and I plan around them.

    By the end of August, I have a draft year of trip windows. By January, I’ve turned them into a calendar of confirmed bookings.

    I keep the school calendar visible all year. Every trip-planning decision starts there.


    Tactic 5 — We book a year in advance

    This sounds intense. It isn’t.

    Most airline award charts open 11–12 months before the flight date. Hotel award charts open even earlier. The best seats — lie-flat business class on the route you actually want, the all-inclusive resort during the week of spring break — get booked the same day they’re released.

    By the time most families start thinking about summer, ours is already locked in.

    A typical year’s booking timeline for us looks like:

    • January: Confirm spring break trip. Book flights + hotel on points.
    • March: Confirm summer big trip. Book flights + hotel on points. Start watching cash flight prices for any sales.
    • June: Confirm fall trip. Book.
    • August: Confirm Thanksgiving + winter break. Book.

    Then through the year, I’m watching every long-weekend window and dropping smaller trips into them as the cash and points line up.

    It’s not work, exactly. It’s more like a slow-drip hobby that pays off every couple of months in airline emails that say “you’re confirmed.”


    Tactic 6 — I search constantly, and I pivot when I find a deal

    This is the difference between a system that works and a system that just sits there.

    I have destinations in mind for the year, but they aren’t locked. If award availability for Italy suddenly opens at half the points of Greece, Italy moves up the list. If a points-friendly resort in Mexico drops by 30% on Hyatt’s chart, that’s where we’re going in March.

    I check things constantly — like, multiple times a week, often daily during big planning windows. Tools I rely on:

    • point.me (or Points Yeah) — cross-program flight award search.
    • Aeroplan’s award engine — for confirming Star Alliance seats actually exist before transferring points.
    • MaxMyPoint — for hotel award availability across Hyatt, Hilton, Marriott, IHG.
    • Doctor of Credit and Frequent Miler — for credit card sign-up bonus tracking.
    • The Hyatt category chart — bookmarked.

    The mindset is: I have a wish list, but I’m a deal-chaser. When the deal shows up, I take it. The trip we book is the trip the points wanted us to book.

    That’s how we ended up in Matera, Italy in 2022 — not on the original list, but the redemption was incredible and the destination ended up being one of the most special trips we’ve taken as a family.


    Tactic 7 — Points and miles do the heavy lifting

    I’m going to be honest with you: we travel this much because we are aggressive about points.

    We open the right credit cards (and pay them off in full every single month). We rotate through sign-up bonuses every 60–90 days, between me and my husband. We refer each other. We use shopping portals. We’re members of every loyalty program. We track everything in a spreadsheet.

    Every sign-up bonus, on average, is one big family trip. Two adults running the cycle thoughtfully means we’re earning enough points each year for international flights for four plus a week of hotel nights. Not theory — that is what is currently sitting in our accounts.

    I’m not going to bury the lead: we don’t trade money for travel. We trade time, planning, and points.

    If you have decent credit, no card debt, and the discipline to pay statements in full — you can do exactly what we do. I have a whole separate starter guide coming on this (the long version with the cards I’d open first, in what order, with referral links). For now, just know: this is the multiplier that takes 2-3 trips a year and stretches it into 8+.


    “But what about…”

    Three objections I hear constantly. Quick answers.

    “I can’t take time off work like that.”

    I’d push back on that. Most working parents have more flexibility than they think — they just don’t ask for it. PTO is yours. Long weekends are yours. Half-day Fridays exist at a lot of companies and almost nobody uses them. You don’t need a whole week off to travel. You need a thoughtful Friday and a Monday.

    “My kids are too young.”

    Travel with little kids is hard. Travel with little kids is also building family memory and a kid who is comfortable in airports, on planes, in unfamiliar places. Our kids are better travelers at 8 and 6 than most adults I know — because we started in toddlerhood. Easier trips for now, harder trips later, but you build the muscle the same way you build any other family habit.

    “We can’t afford this.”

    This is the one I want to address most carefully, because money is real and points-and-miles is not magic.

    What’s true: we don’t have unlimited disposable income. What’s also true: most of our trip costs are absorbed by points, sign-up bonuses, and credit card credits we’d qualify for anyway. The cash we spend on a trip is usually food, activities, and the occasional splurge — the kind of spending we’d be doing at home anyway, just in a more interesting setting.

    If you are in credit card debt, points-and-miles is not the move. Pay that off first. If you have decent credit and no revolving debt, the math changes completely. That’s the system.


    A real example, start to finish

    Want to see what this looks like in practice? Here’s a recent trip, soup to nuts.

    January: My school calendar shows MEA break in October (4 days off). I block it as a trip window and add it to the spreadsheet.

    February: I notice award availability opens for fall flights to a destination I’ve been wanting to try. I check point.me — the route prices out cheaper in points than I expected. I confirm seats are real in Aeroplan’s search.

    March: I transfer points from a flexible-points card to the airline. I book the flight. Total cost: $0 cash, just taxes.

    April: I check Hyatt’s chart for hotels at the destination. Award nights are wide open. I book 4 nights with my Hyatt points. Total cost: $0.

    August: School starts. I confirm the trip on the family calendar. Kids are excited.

    September: I pre-shop souvenirs, snacks, and packing list. The Wednesday before, I pack. The Friday of, school ends, we leave for the airport.

    October: We take a 5-night trip. Total cash outlay across the trip: a few hundred dollars of food and one rental car. No airline ticket spend. No hotel spend.

    I started the planning 8 months out. The booking part took about 90 minutes total, spread across the year.

    That’s the whole game.


    If we can do this, so can you

    This is the part I want to stay on.

    We are not a special family. We’re not richer than you. We are not luckier than you. We have the same number of hours in the day, the same number of weeks in a year, and the same Google Doc you have.

    What we have, that I want you to have, is the belief that this is figureoutable. The school calendar is figureoutable. The PTO calendar is figureoutable. The points are figureoutable. The Friday-after-school airport run is figureoutable.

    Build the system. Trust the system. The trips show up like compound interest.


    Your turn

    I want to hear from you. What’s the one sneaky thing you do to make travel happen? The hack that other moms in your life don’t realize you’re running? The little planning move that turns “we should travel more” into actual boarding passes?

    Drop it in the comments. I’m collecting a list, and I want it to be loud, honest, and useful.

    If you found this helpful, the best thing you can do is share it with a fellow mom who keeps saying she wishes her family traveled more. She doesn’t need permission. She needs a system.

    I’m cheering for you.

    — Maggie


    P.S. The Points + Miles Starter Guide is coming soon. If you want to be the first to know when it drops — including which cards I’d open first and in what order — make sure you’re following along on Instagram @thetravelingtinsleys or drop me your email.

  • A Paris Birthday Dream: How I Took My Daughter to France Using Points & Miles

    A Paris Birthday Dream: How I Took My Daughter to France Using Points & Miles

    There are moments in motherhood that feel like they belong in a storybook—the kind you wish you could bottle up forever. For me, one of those moments was watching my daughter turn ten… beneath the sparkling lights of Paris.

    And the best part? It was all made possible with points and miles.


    From Chicago to Paris in Business Class

    If you’ve ever thought international business class was out of reach, I’m here to tell you—it’s not.

    Using 70,000 points each, I booked us business class flights from Chicago to Paris using Aeroplan miles, flying Lufthansa. What could have been a long, exhausting journey turned into part of the adventure itself.

    And before we even boarded? The Polaris Lounge at O’Hare, which was AMAZING.


    ✨ Our Paris Home: A Room with an Eiffel Tower View

    We stayed four nights at the Hyatt Regency in Paris—and this is where the magic really settled in.

    An Eiffel Tower view.

    For 23,000 points a night. I transferred my Chase points to Hyatt.


    🥐 Wandering, Wondering, and Soaking It All In

    We didn’t over-plan. We let the city carry us.

    We saw the iconic sights, yes—but the real magic was in the in-between moments.

    This is what travel can be as a mom—not stressful, not overwhelming—but soft, joyful, and deeply connecting.


    ✈️ Flying back

    For our return, I used 30,000 KLM points each for a direct economy flight back home.

    Simple. Easy. Done.

    Because the truth is, not every part of the journey needs to be luxury. It’s about knowing where to use your points to create the most impact—and for us, the magic was in the journey there and the stay.



    🌺 Ready to Start Your Own Journey?

    If you’re curious about how to begin your own points and miles journey, I’ve got you. Start Earning flexible points (the key to make this work!). My favorite ones below.

    Chase Sapphire (A no brainer and my recommended starter card. Transfers to so many credit travel partners)

    Capital One Venture X (the annual fee pays for its self with a $300 travel credit and 10,000 miles each year. Plus free TSA Global Entry if you need it and lounge access)

    These are the exact tools I used to make this trip happen—and they can help you start creating your own unforgettable memories.


    Because one day, your child will look back and remember more than just a birthday.

    They’ll remember how it felt to explore the world with you.

    And that’s the kind of magic worth chasing. ✨

  • How We Booked a Dreamy Airbnb in Sámara, Costa Rica

    Our trip to Costa Rica was magical. I’m going to break down each part of our stay and how we used points and miles to make it happen.


    🌊 The Airbnb of my dreams

    First of all…this Airbnb was everything. Think: insane ocean views, a private pool, and the kind of peaceful jungle vibes that make you forget what day it is.

    It’s perched up on a hillside overlooking Sámara, and we were obsessed from the moment we walked in.

    Picking a mango from the tree the house was built around

    A quick heads up for families:
    This property is not designed for young kids. There’s a steep cliff, open spaces, and it’s definitely not kid-proof. If you’ve got older kids, you’ll be fine—but I’d be cautious with littles.

    That said, my kids still had the BEST time:

    • They lived in the pool
    • Loved the boogie boards provided
    • And were all about our daily golf cart rides down to the beach
    Not included with the house but Blazing buggys drops it off and picks it up
    Kids and adults never wanted to get out
    The kitchen opens up the backyard when all the doors are open. And against what I thought, there really weren’t any mosquitos
    Views are just ridiculous

    💳 How We Paid for It (Without Paying Full Price)

    Here’s where the magic happens.

    Option 1: Use a Travel Card to “Erase” the Cost

    We love using a card like the Capital One Venture X for Airbnb stays because you can:

    • Earn a big signup bonus
    • Then go back and erase travel purchases

    👉 Apply here.

    At current bonus levels, you can cover around $750 of your Airbnb stay just from the welcome bonus alone. That’s a huge chunk gone.


    Option 2: Our Favorite Hack (What We Actually Did)

    This is one of my favorite strategies for Airbnb stays 👇

    We used our Ink Cash card to:

    • Buy Airbnb gift cards at office supply stores
    • Earn 5x points on those purchases
    • Hit the signup bonus (currently 75,000 points)

    👉 Apply here and click down to Ink Cask

    Why this works so well:

    • You’re earning points fast
    • You can budget ahead of time by buying gift cards gradually
    • You’re essentially turning a big expense into a points-earning machine

    We used the signup bonus + points earned from gift cards to offset a big portion of this stay—and it made the whole trip feel way more doable.

    And if you think you don’t qualify for a business card, message me and I can share how you probably do. Sell things on FB marketplace? Have any side hustle no matter the size? You probably qualify. Have a larger business, then applying should be straight forward. Message me and I can walk you through the process.


    🌴 Final Thoughts (And the Airbnb Link 👀)

    We absolutely fell in love with Costa Rica. Sámara was the perfect mix of laid-back beach town + adventure, and this Airbnb made it unforgettable.

    Was it the most kid-friendly place ever? No.
    Would we stay there again in a heartbeat? 1000% yes.

    👉Book it here

    If you’ve been wanting to travel more with your kids, this is your sign—it is possible. You just need the right mix of planning, points, and a little creativity.


    Have questions about booking trips like this or using points for Airbnb stays? Send me a message—I’m always happy to help 💛