Tag: travel-hacking

  • How to Earn 10x Chase Points with Paze

    How to Earn 10x Chase Points with Paze

    I’ll be honest — when I first saw “Paze” pop up on the Chase app, I scrolled right past it.

    Then I looked at the merchant list and thought: I don’t really shop at any of these places. Nothing that exciting.

    But then I dug in and had a “ohhhh” moment — and it came from one specific use case I almost missed entirely: gift cards.

    Through NewEgg (one of the Paze-eligible merchants), you can buy gift cards and check out with Paze. Every gift card you were going to buy anyway? Now earning 10x Chase points.

    That reframe changed everything. This promo went from “meh” to “actually, I need to set this up right now.”

    Here’s what it is, how to set it up, and exactly what I’m doing with it.


    What Is Paze?

    Paze is a digital checkout system — think PayPal or Google Pay, but built by the major banks. You link your eligible Chase credit card to Paze, then use it as the payment method at participating merchants.

    The charge posts to your credit card normally with the merchant’s name. The difference is Chase sees you checked out through Paze — and right now, they’re rewarding that with serious bonus points.


    The Promo: 10x Extra Points Through December 31, 2026

    • Extra 10x points per dollar on top of your normal earning rate
    • Cap: $1,500 in spending per month — up to 15,000 bonus points monthly
    • Valid through December 31, 2026
    • Bonus points post within 8 weeks of the transaction
    • Authorized user accounts are not eligible

    These are bonus points on top of what your card already earns. So if your Sapphire Preferred earns 3x on dining, you’d earn 3x + 10x = 13x total at a Paze-eligible restaurant.


    Which Chase Cards Are Eligible?

    Chase Freedom Cards:

    • Chase Freedom Flex®
    • Chase Freedom Unlimited®
    • Chase Freedom®

    Chase Sapphire Cards:

    • Chase Sapphire Preferred® Card
    • Chase Sapphire Reserve®

    Eligible United Cards:

    • United Gateway℠ Card
    • United℠ Explorer Card
    • United Quest℠ Card
    • United Club℠ Card
    • United MileagePlus® Awards Card
    • United MileagePlus® Select Card
    • United℠ Presidential Plus℠ Card

    United cards have a slightly higher cap — up to 20,000 bonus miles during the promotion.


    How to Check if Your Card Is Eligible

    Before setting anything up, confirm your card is in the promo:

    1. Open the Chase app or go to chase.com
    2. Click on your card
    3. Go to the Benefits section
    4. Look for “Boost your points” — Paze should appear there if you’re eligible

    How to Set Up Paze

    Step 1: Log into your Chase account

    App or website both work.

    Step 2: Select an eligible card

    Step 3: Go to Digital Wallets

    On the website: Click your card → More → Account Services → Manage Digital Wallets

    In the app: Click your card → Manage Account → Digital Wallets

    Screenshot

    Step 4: Select Paze and verify your identity

    You’ll get a text or call with a code, then submit an ID scan. Takes a few minutes but it’s a one-time thing.

    Step 5: Link your card(s)

    Only Freedom, Sapphire, and United cards earn the 10x. If you want to use multiple cards, link each one separately.

    Step 6: You’re done

    If you don’t have a Paze account yet, you’ll be redirected to create one. After that, your cards are linked and ready to use.


    What I’m Actually Doing With This Promo

    Here’s my personal plan through December — nothing complicated, just purchases I was already going to make.

    🎁 Disney Gift Cards via NewEgg

    We have a Disney trip coming up and I was already going to load up on Disney gift cards to use in the parks. Buying them through NewEgg with Paze means I’m earning 10x+ on purchases I was making anyway. This is the move.

    🏡 Airbnb Gift Cards via NewEgg

    Same idea — I book Airbnbs regularly, and NewEgg sells Airbnb gift cards. Instead of paying directly on Airbnb with my normal card, I’m buying gift cards through NewEgg with Paze first, then applying them to bookings. More points for the same spend.

    ✈️ Booking a Domestic United Flight

    I have a United flight coming up and I’m paying cash for it. United is a Paze-eligible merchant, so I’ll check out with Paze on united.com and earn the 10x bonus on top of whatever my card normally earns on travel. One thing to note: this only works on cash bookings of direct United flights — not award taxes or partner flights.


    The Simple Takeaway

    The merchant list is still pretty small (~25 stores), but the gift card strategy opens it up significantly. If you can buy gift cards for places you already spend money — Disney, Airbnb, Amazon, restaurants — you’re earning 10x on purchases you were going to make regardless.

    Five minutes to set it up. One habit to check before buying a gift card. Worth it.

    New to Points and Miles?

    If you’re just getting started and the whole system still feels overwhelming — I made a free 5-step guide specifically for that moment. It covers where to begin, which card to get first, and how to start earning without overcomplicating it.

    Grab the free guide here

    Questions? Drop them in the comments or DM me on Instagram — I read every message.

    — Maggie | @the.traveling.tinsleys

  • How to make travel days smoother

    Spring break chaos + wild weather + TSA staffing shortages = travel days not so smooth lately 😵‍💫🥴😵‍💫

    But here’s the hack most people sleep on 👇
    The right travel card can completely change your airport experience.

    ✔️ TSA PreCheck = skip the long lines
    ✔️ Lounge access = calm, comfy, and FREE snacks/drinks

    Trust me… these two perks alone make flying 10x smoother 🙌

    Comment “TSA” and I’ll send you my full guide to stress-free travel days ✈️💼

    How to Survive Travel Chaos (and Actually Enjoy the Airport)

    Between spring break crowds, unpredictable weather, and TSA staffing shortages, flying lately can feel like a full-contact sport. Long lines, delays, and packed terminals are becoming the norm—but your travel experience doesn’t have to match the chaos.

    The difference? Using the right credit card benefits strategically.

    The Two Benefits That Change Everything

    If you do nothing else, prioritize these:

    1. TSA PreCheck (or Global Entry)

    This is your fast pass through security.

    • Shorter lines
    • Keep shoes, belt, and laptop in your bag
    • Typically saves 20–40+ minutes

    When airports are overwhelmed, this is the single biggest time-saver.

    2. Airport Lounge Access

    This is the upgrade most people underestimate.

    Instead of fighting for a seat at a crowded gate, you get:

    • Quiet, clean space to relax
    • Free food and drinks
    • Wi-Fi and charging stations
    • A much calmer environment during delays

    When flights get pushed back, lounge access goes from “nice to have” to essential.

    The Card I Use: Venture X

    Venture X + Priority Pass

    To really level up your travel setup, I also recommend the Capital One Venture X.

    What makes Venture X so powerful:

    • ✔️ Includes Priority Pass membership
    • ✔️ Access to 1,300+ lounges worldwide
    • ✔️ TSA PreCheck / Global Entry credit
    • ✔️ Capital One lounge access (at select airports)

    Why Priority Pass is clutch

    It gives you:

    • Access to lounges across different airlines and airports
    • Options internationally and domestically
    • A backup plan when your primary lounge isn’t available

    👉 Apply for the Venture X here

    Pro Tips for Smoother Travel Days

    • Arrive earlier during peak seasons (spring break gets wild)
    • Enroll in TSA PreCheck ASAP
    • Check lounge access rules before arriving
    • Use lounges during delays—not just before boarding
    • Keep both physical and digital copies of your cards/memberships

    Want Help Picking the Right Card?

    If you’re not sure which card fits your travel style, I’ve got you.

    There are plenty of great options that include:

    • TSA PreCheck or Global Entry credits
    • Lounge access (Priority Pass, airline lounges, or both)

    👉 I’m happy to recommend the best cards based on your travel habits—just reach out or drop a comment and I’ll point you in the right direction.

  • Getting Started With Points & Miles

    Award travel looks complicated from the outside.
    But it really comes down to two simple steps:

    1. Use your credit card like a debit card and earn points from the spending you already do.


    2. Pick the right rewards card so one good signup bonus can cover a flight or hotel night.

    That’s it.

    That’s how I started — and it’s still how I book so much of my travel today.

    This simple strategy makes travel more affordable and a lot more fun.


    First — The Foundation Matters

    Before we go any further:

    You need good credit and you need to be able to pay your cards off in full every single month.

    If you’re carrying balances or working on your credit score right now — that’s okay. Start there. Build that foundation first. This hobby only works if you’re not paying interest. Points are never worth going into debt for.


    The Biggest Beginner Misconception

    A lot of people think:

    “I should just get the airline I fly most.”
    “I’ll get the hotel card for the hotel I like.”

    And while those cards can make sense later…

    If you only use one airline or one hotel card for everyday spending, it can take years to earn enough points for a free trip.

    You might earn:

    • 1–2 points per dollar
    • Slowly building toward a redemption

    Meanwhile…

    One strong signup bonus from a flexible travel card can earn you enough points for a free flight or hotel stay in just a few months.

    That’s the difference.

    Instead of slowly earning toward a trip over years, one strategic bonus can get you there much faster.


    Why I Love Flexible Points

    When you’re just getting started, I strongly recommend earning flexible points instead of locking yourself into one airline or hotel program.

    Flexible points give you options.

    You can:

    • Book travel through a bank portal
    • Transfer to airline partners
    • Transfer to hotel programs
    • Or redeem for simple travel purchases

    That flexibility is everything when you’re new — and it protects you from being stuck with points you can’t use.


    My Favorite Starter Card: Chase Sapphire

    If I were starting over today, I would begin with the Chase Sapphire.

    Why?

    • Strong welcome bonus
    • Flexible points that transfer to valuable travel partners
    • Easy-to-use travel portal
    • Beginner-friendly ecosystem

    One good signup bonus alone can easily cover:

    • A roundtrip domestic flight
    • Multiple short-haul flights
    • Or a couple of hotel nights

    That’s the power of one card done strategically.

    We have stayed at a few all inclusive resorts by transferring flexible points

    Apply here.


    What About Capital One Venture X?

    I also love the Capital One Venture X — and I actually think it’s a great early card to consider.

    Yes, it has a higher annual fee.

    But here’s what comes with it:

    • Large welcome bonus
    • Annual $300 travel credit
    • Anniversary bonus miles each year
    • Airport lounge access
    • Simple 2x earning on everything
    • Global Entry/TSA PreCheck credit

    When you factor in the travel credit and anniversary miles, the annual fee can effectively offset itself if you travel even a little.

    Another reason I often suggest getting it earlier rather than later:
    Capital One can be tougher with approvals. If it’s on your radar, it may make sense not to wait too long.

    Apply here.


    One Card = One Trip

    This is the part people don’t realize:

    You don’t need 10+ cards.
    You don’t need complicated strategies.

    One solid signup bonus can equal:

    • A family flight
    • A long weekend getaway
    • A beach trip
    • A few nights at an all inclusive resort

    That’s how most people should start.

    Simple. Focused. Strategic.


    Over the Next Few Weeks…

    I’ll be breaking down:

    • How to choose your first card
    • How to redeem points without getting overwhelmed
    • Beginner-friendly airline and hotel partners
    • Mistakes to avoid early on

    If you need help planning a trip, figuring out how to use your points, or building a strategy to earn them — message me.

    I genuinely love this stuff, and I’m always happy to help.

    Let’s make travel doable.


    Get Them Points ✈️

  • Why the Venture X Is Always in My Wallet ✨

    I don’t leave the house without my Venture X. This card has helped us score some seriously amazing redemptions, and it’s been a total keeper in our house — my husband has it too. When I say flexible miles are EVERYTHING in this hobby, I mean it.

    For our family, this card has paid for flights, hotels, rental cars, and even luxury business class seats. It’s one of my go-to cards (along with the Chase Sapphire Preferred) when I’m helping someone get started with points and miles.

    Today, let’s break down why the Capital One Venture X Rewards Credit Card is such a powerhouse — and why it might (or might not!) be right for you.


    💳 The $300 Annual Travel Credit is Super Easy to Use

    Every year you get $300 in travel credit when booking through Capital One Travel — and let me tell you, we use it every single year without even trying.

    Here are a few ways we’ve used ours:

    ✈️ Flight from Seville to Mallorca
    🚗 Rental car in Florida
    🏨 Hotel in Detroit visiting family

    That’s the beauty of this credit — it’s not complicated. You just book travel via the portal, and it applies automatically. Flights, hotels, rental cars… there are truly endless ways to use it.

    Arriving in Mallorca
    Rental cars are one of the best ways to redeem the travel credit

    🍽️ The Restaurant Reservation Hack

    One of the most underrated perks? Venture X cardholders get access to special restaurant reservations in major cities through Capital One Dining.

    That means those hard-to-get reservations suddenly become possible. If you love food or travel to big cities, this is SUCH a fun perk to use.


    🛋️ Lounge Access

    You get access to:

    • Capital One Lounges
    • Priority Pass lounges

    While guest access has changed (it’s no longer as family-friendly as it once was), it’s still amazing when traveling solo — and yes, you can absolutely grab snacks or drinks to bring back to your crew.

    Airport lounge access makes travel days feel so much smoother.


    🌍 Global Entry / TSA PreCheck Credit

    You’ll also get a credit for Global Entry or TSA PreCheck every four years. If you don’t already have it — this alone is worth it. Faster security, easier international arrivals… total game changer.


    💰 2X on Every Purchase

    This is huge.

    You earn 2x miles on every single purchase, no bonus categories to track. Just swipe and earn. It makes this card incredibly simple to use daily.

    For travel booked through Capital One Travel, you can earn even more on flights and hotels.


    🎁 The Welcome Bonus (Yes, I Used Mine for Business Class!)

    The current sign-up bonus is strong — and I just used ours to book some very special business class flights 🙌

    Flexible miles are powerful because you can:

    • Transfer to airline partners
    • Book through the portal
    • Cover travel purchases with miles

    Options = freedom.


    Is This Card for Everyone?

    Let’s be real — this card does have a $395 annual fee.

    But between:

    • The $300 annual travel credit
    • 10,000 bonus miles every anniversary
    • Lounge access
    • Global Entry credit
    • Strong earning rates

    …I personally see the value every year.

    That said, Capital One can be very finicky with approvals. You typically want an excellent credit score (generally 740+ recommended) before applying.

    If you’re brand new to points and miles, the Chase Sapphire Preferred is often the easiest starter card. But if you can swing the annual fee and qualify, the Venture X is an incredible long-term card.


    Why I Love Flexible Miles

    Airline-specific cards can be great… but flexible miles? That’s where the magic happens.

    Being able to transfer points where you need them — instead of being locked into one airline — is what allows for those amazing redemptions.

    This is why Venture X and Sapphire are my go-to foundation cards.


    Ready to Get Started?

    If you’ve been thinking about diving into points and miles, this card could be a great fit — or maybe start with Sapphire first.

    Either way, I’m always happy to help you figure out how to use your points strategically.

    👉 Message me if you need help using your miles!

    🔗 Apply here for the Venture X
    🔗 Apply here for the Sapphire card

    Let’s go Get Them Points 💛

  • Venture X vs. Chase Sapphire Preferred — Which Travel Card Should You Pick?

    Starting your points & miles journey can feel overwhelming… but it doesn’t have to. Two of the most highly-recommended travel cards for beginners and intermediate travelers are Capital One Venture X and Chase Sapphire Preferred. Let’s break down what you actually get from each — so you can choose the best one for your travel goals.

    Pre flight cocktails at our home lounge. We enjoy free access with our Capital One Venture X cards.

    ✨ Capital One Venture X — Premium for Big Travelers

    💰 Welcome Bonus Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.

    🛫 Reward Rates 10x miles on hotels & rental cars booked through Capital One Travel 5x miles on flights booked through Capital One Travel 2x miles on all other purchases — every day.

    🌍 Perks & Credits

    • $300 Capital One Travel credit each year you renew the card — automatically applied when you book through Capital One Travel.
    • 10,000 bonus miles every account anniversary (worth ~$100). Airport lounge access — includes Capital One lounges + Priority Pass lounges. Global Entry/TSA PreCheck credit.
    • Elite status credits with car rental partners like Hertz President’s Circle + automatic benefits with Avis/National/Silvercar.
    • Travel insurance & protections — trip delay/interruption, baggage delay, rental car coverage, etc.

    💭 Who Should Consider This Card? Venture X is perfect if you travel frequently, want premium travel perks, lounge access, and faster earning rates when booking through a portal — and don’t mind a higher annual fee for value that pays for itself. 💎

    Chase Sapphire Preferred — Best Beginner Travel Card

    💵 Welcome Bonus Earn 75,000 bonus points after spending $5,000 in the first 3 months. Chase points are known for their flexibility and high transfer value to airline and hotel partners, which means your bonus can go much further than just booking through the portal.

    🎯 Reward Rates 5x points on travel purchased through Chase Travel℠. 3x points on dining (including delivery & takeout). 2x points on other travel purchases. 1x point on all other purchases.

    🌟 Perks & Benefits

    • 10% Anniversary Points Bonus — earn extra points each year based on your spending.
    • Up to $50 annual hotel credit when booked through Chase Travel℠.
    • Travel protections — trip cancellation/interruption insurance, baggage delay, travel & emergency assistance. No foreign transaction fees — great for international travel.

    💭 Who Should Consider This Card? Chase Sapphire Preferred is ideal if you’re just getting started with travel rewards, want flexible points you can transfer to airline and hotel partners, and prefer a lower annual fee while still unlocking valuable travel benefits.

    🤔 Which One Should YOU Pick?

    🔹 Want premium perks & lounge access? Go with Venture X.

    🔹 Just starting points & miles and want flexibility? Chase Sapphire Preferred is a great first card.

    🔹 Can you have both? Absolutely! Many seasoned travelers hold both because they play different roles in a travel wallet.

    ✈️ Ready to Earn Points & Travel Better?

    👉 Apply for Venture X here

    👉 Apply for Chase Sapphire Preferred here.

    💡 Pro tip: Always pay off your balance each month — it keeps your credit healthy and makes this points game way more rewarding. Want help on how to redeem each card’s points for free trips? Just tell me where you want to go next! 🌍✨